Oberbank
Bank
YNAB
Budgeting app
Connect Oberbank to YNAB
Automatically sync your transactions and balances to your YNAB budget accounts.
Features
Everything, end to end.
From
Oberbank
- Sync scheduleEvery 30 to 360 min
- Pending transactionsSupported
- Credit card accountsMay be unavailable
- History on first syncUp to 90 days
- Bank login renewalEvery 180 days
To
YNAB
- Keep your budget up to date with automatic bank sync
- Map any transaction field to YNAB-specific fields
- Transform transactions with transfer link rules
- Enrich transactions with clean merchant names, logos, and more (Pro)
Setup
How do you connect Oberbank to YNAB?
Synci syncs new transactions and balances automatically, including pending transactions where the bank exposes them, and your first sync imports up to 90 days of history.
Connect securely
Log in through Oberbank's own PSD2 flow. Synci never sees or stores your credentials.
Pick accounts
Choose which Oberbank accounts you want to sync.
Link to YNAB
Point those accounts at your YNAB budget accounts.
Sync automatically
Transactions and balances flow from Oberbank to YNAB from that point on.
Pricing
Pricing that scales with you.
Pay only for the bank connections you need. Start small and add more as you grow.
Basic
A flexible, pay-per-connection plan — perfect for users with simple needs.
connections
€3.32/month
€39.90 billed yearly
Includes:
- Unlimited destinations
- 2 rules per connection
- 1 condition per rule
- 1 action per rule
- 30-day data retention
- Bank sync every 6 hours
- Not included:Transaction enrichment
Pro
Premium plan with transaction enrichment, more rules, high-frequency sync, and priority support.
connections
€4.58/month
€54.90 billed yearly
Includes:
- Unlimited destinations
- Unlimited rules
- 5 conditions per rule
- 5 actions per rule
- 365-day data retention
- High-frequency bank sync (every 30 min)
- Transaction enrichment
Enterprise
Unlimited pay-as-you-go plan tailored to businesses and high-volume individuals.
connections
Usage-based pricing
Includes:
- Unlimited destinations
- Unlimited rules
- 5 conditions per rule
- 5 actions per rule
- 730-day data retention
- High-frequency bank sync (every 30 min)
- Transaction enrichment
FAQ
Questions, answered.
Synci polls Oberbank for new data every 30 to 360 minutes, depending on your plan. Some banks may not support high-frequency sync (30 min). When new transactions or balance changes are found, they are transferred to YNAB within seconds.
Yes — Oberbank exposes pending transactions, and Synci syncs them to YNAB. When the bank eventually books them, Synci automatically updates the same transactions in YNAB rather than creating duplicates.
When you first connect Oberbank, Synci can import up to 90 days of transaction history into YNAB. From that point on, new transactions and balance changes are synced continuously.
Oberbank may not expose credit card accounts through PSD2. If yours does, you'll see them listed when you connect.
No. Synci connects to Oberbank through regulated PSD2 APIs, which means authentication happens on Oberbank's own login flow. Your bank login credentials are never shared with or stored by Synci.
Synci currently connects to Oberbank through GoCardless, a regulated PSD2 data provider. Providers handle the technical connection to the bank — your login credentials stay between you and Oberbank.
We are not affiliated, associated, or in any way officially connected with YNAB or any of its subsidiaries or affiliates. The official YNAB website can be found at https://www.ynab.com. The names YNAB and You Need A Budget, as well as related names, tradenames, marks, trademarks, emblems, and images are registered trademarks of YNAB.