Your bank
2,900+ supported
YNAB
Budgeting app
Bank sync for YNAB in Europe & New Zealand
Automatically sync your transactions and balances to your YNAB budget accounts.
Why Synci
Does YNAB work with European banks?
YNAB's direct import covers the US, Canada and the UK well, and since 2025 it reaches some European banks through Plaid. In practice that coverage is thin: Nordic, regional and challenger banks are often missing from YNAB's search, and New Zealand is not covered at all.
Synci is the connector for everywhere else. Link your bank once through its own regulated open-banking login, and your YNAB budget accounts stay updated with new transactions and balances automatically. Find your bank below.
Features
YNAB
- Keep your budget up to date with automatic bank sync
- Map any transaction field to YNAB-specific fields
- Transform transactions with transfer link rules
- Enrich transactions with clean merchant names, logos, and more (Pro)
Setup
How it works
Connect securely
Log in through your bank's own PSD2 flow. Synci never sees or stores your credentials.
Pick accounts
Choose which bank accounts you want to sync.
Link to YNAB
Point those accounts at your YNAB budget accounts.
Sync automatically
Transactions and balances flow from your bank to YNAB from that point on.
Pricing
Pay per connection.
Pick the plan that matches how often you want fresh data and how far back you need to look. All plans include a 14-day free trial.
Basic
Our entry pay-per-connection plan. Perfect for people with simple needs.
connections
€2.00/month
€23.99 billed yearly
14 days free, cancel anytime.
Includes:
- Unlimited accounts
- Unlimited destinations
- 2 rules per connection
- Bank sync every 6 hours
- 60-day data retention
- Not included:Priority support
AI assistants:
- 60 days of history for your AI assistant
- Not included:Merchant identification
- Not included:Transaction categorization
Pro
Depth for your AI assistants and budgeting tools: enrichment, up to two years of history & fast sync.
connections
€4.33/month
€51.99 billed yearly
14 days free, cancel anytime.
Includes:
- Unlimited accounts
- Unlimited destinations
- Unlimited rules
- Bank sync every 2 hours
- 730-day data retention
- Priority support
AI assistants:
- Up to 2 years of history for your AI assistant
- Merchant identification
- Transaction categorization
Business
Unlimited pay-as-you-go plan tailored to developers and businesses.
connections
Usage-based pricing
Bespoke agreement.
Includes:
- Unlimited accounts
- Unlimited destinations
- Unlimited rules
- Bank sync every 2 hours
- 730-day data retention
- Priority support
AI assistants:
- Up to 2 years of history for your AI assistant
- Merchant identification
- Transaction categorization
FAQ
Common questions
Yes. Synci is a YNAB connector for banks YNAB's direct import doesn't cover: it links your bank through regulated open banking and keeps your YNAB budget accounts updated with new transactions and balances automatically. It works alongside or instead of YNAB's built-in import.
Every hour to every 6 hours, depending on your plan. Many banks cap how often they will answer, so accounts at those banks refresh less often. When new data is found at your bank, it is transferred to YNAB within minutes.
Bank transactions, balances, and account updates. You control which accounts sync, and rules can transform data before it reaches YNAB.
Where your bank supports pending transactions through PSD2, yes. When a pending transaction is booked by the bank, Synci automatically updates it in YNAB rather than creating a duplicate.
All 2,900+ European banks Synci supports can sync to YNAB. Use the search above to find your bank: each result links to a combo page with setup details.
No. Synci connects to your bank through regulated Open Banking APIs, and authentication happens in your bank's own login flow. Your credentials are never shared with Synci or YNAB.
We are not affiliated, associated, or in any way officially connected with YNAB or any of its subsidiaries or affiliates. The official YNAB website can be found at https://www.ynab.com. The names YNAB and You Need A Budget, as well as related names, tradenames, marks, trademarks, emblems, and images are registered trademarks of YNAB.
