Your bank

2,900+ supported

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Actual Budget

Budgeting app

Bank sync for Actual Budget in Europe & New Zealand

Sync your transactions and balances to Actual Budget through its built-in SimpleFIN bank sync.

Regulated Open BankingSimple per-connection pricing

Why Synci

Does Actual Budget work with European banks?

Actual Budget ships with bank sync built in, but it needs a data provider on the other end: SimpleFIN covers the US and Canada, and Actual's GoCardless option stopped accepting new accounts in July 2025. Actual's remaining built-in route for Europe means creating and managing your own account with a data provider; Synci works through Actual's built-in SimpleFIN bank sync instead: link your bank once, paste a setup token, done.

You link your bank to Synci once through a regulated open-banking login, paste your Synci setup token into Actual's SimpleFIN settings, and run Bank Sync whenever you want fresh transactions and balances. It works with any Actual server, hosted or self-hosted, including PikaPods.

Synci as the SimpleFIN option for Europe & NZ

Features

Actual Budget

  • Works with any hosted Actual server, including self-hosted and PikaPods
  • Syncs through the SimpleFIN bank sync built into Actual, no scripts or browser extensions needed
  • Run Bank Sync in Actual whenever you want fresh data
  • Customize payees and descriptions with bank account rules
  • Secure, read-only access limited to the accounts you choose to share

Browse

Find your institution.

2,900+ institutions across 32 countries. Each links to a setup page for this destination.

1822direkt

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Aachener Bank

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Aareal Bank AG

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Aasen Sparebank

AASANO21

Abanca

CAGLESMM

Abanca

CAGLPTPL

Abanca Corporate

CAGLESMM

Abanca Corporate

CAGLPTPL

ABN AMRO Bank

ABNANL2A

ABN AMRO Bank Commercial

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ABN AMRO Bank Commercial

ABNAGB2LXXX

ABN AMRO Bank Commercial

ABNABE2AXXX

Abtsgmünder Bank

GENODES1ABR

Activo Bank

BSABESBB

Addiko Bank

HAABHR22

Addiko Bank

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Agram Banka

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Aion Bank

BMPBBEBBXXX

Aion Bank

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Air Bank

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Airbus Bank

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Airwallex

AIPTAU32

Airwallex

AIPTAU32

Airwallex

AIPTAU32

Airwallex

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Airwallex

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Airwallex

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Airwallex

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Airwallex

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Airwallex

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Airwallex

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Airwallex

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Airwallex

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Airwallex

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Airwallex

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Airwallex

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Airwallex

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Airwallex

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Airwallex

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Airwallex

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Airwallex

AIPTAU32

Airwallex

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Airwallex

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Airwallex

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Airwallex

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Aktia

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Aktivbank

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Alior Bank

ALBPPLPW

Allgemeine Sparkasse Oberösterreich Bank AG

ASPKAT2LXXX

Allianz Banque

AGFBFRPPXXX

Allica Bank

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Allied Irish Banks

AIBKIE2DXXX

Allied Irish Banks

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Allied Irish Banks (NI)

FTBKGB2BXXX

Allied Irish Banks Corporate

AIBKGB2LXXX

Allied Irish Banks Corporate

AIBKIE2DXXX

Alpha Bank

CRBAGRAA

Alpha FX

APAHGB2L

Alto Adige Banca – Sudtirol Bank

ALOAIT21

Alxing-Brucker Genossenschaftsbank

GENODEF1ALX

Amazon card (Newday)

NEWDUK00X01

American Express

AESUDEF1

American Express

AESUGB21

Andebu Sparebank

ANBUNO21

Andelskassen Fælleskassen

FAELDKK1

apoBank

DAAEDEDDXXX

Aqua card (Newday)

NEWDUK00X02

Arbejdernes Landsbank

ALBADKKK

Arbuthnot Latham

ARBUGB2LXXX

Arendal og Omegns Sparekasse

ARENNO21

Argenta

ARSPBE22

Argos card (Newday)

NEWDUK00X04

Arion Bank

ESJAISRE

Arkéa Banking Services

CMBRFR2BXXX

Arkéa Banque Entreprises et Institutionnels

CMBRFR2BXXX

Arkéa Banque Privée

CMBRFR2BXXX

Arquia Banca

CASDESBB

Artea (Šiaulių bankas)

CBSBLT26XXX

Askim og Spydeberg Sparebank

ASKSNO21

ASN Bank

ASNBNL21

AstroBank

PIRBCY2N

Attica Bank

ATTIGRAA

Aurskog Sparebank

AUSNNO21

Axa Banque

AXABFRPPXXX

Banca Adria Colli Euganei

CCRTIT2T97A

Banca Agricola Popolare di Ragusa

POPRIT31

Banca Agricola Popolare di Ragusa Corporate

POPRIT31

Banca AideXa

AIDXITMM

Banca Akros

AKROITMM

Banca Aletti

ALETITMM

Banca Alpi Marittime Carrù

ICRAITRRCI0

Banca Alta Toscana

ICRAITRRPM0

Banca Alto Vicentino Credito Cooperativo Di Schio, Pedemonte E Roana

CCRTIT2TF01

Setup

How it works

Step 01

Connect securely

Log in through your bank's own PSD2 flow. Synci never sees or stores your credentials.

Step 02

Pick accounts

Choose which bank accounts you want to sync.

Step 03

Link to Actual Budget

Paste your Synci setup token into Actual's SimpleFIN bank sync, then link the shared accounts.

Step 04

Sync automatically

Transactions and balances flow from your bank to Actual Budget from that point on.

Pricing

Pricing that scales with you.

Pay only for the bank connections you need. Start small and add more as you grow.

Basic

A flexible, pay-per-connection plan — perfect for users with simple needs.

connections

3.32/month

39.90 billed yearly

Includes:

  • Unlimited destinations
  • 2 rules per connection
  • 1 condition per rule
  • 1 action per rule
  • 30-day data retention
  • Bank sync every 6 hours
  • Not included:Transaction enrichment

Pro

Premium plan with transaction enrichment, more rules, high-frequency sync, and priority support.

connections

4.58/month

54.90 billed yearly

Includes:

  • Unlimited destinations
  • Unlimited rules
  • 5 conditions per rule
  • 5 actions per rule
  • 365-day data retention
  • High-frequency bank sync (every 30 min)
  • Transaction enrichment

Enterprise

Unlimited pay-as-you-go plan tailored to businesses and high-volume individuals.

connections

Custom

Usage-based pricing

Includes:

  • Unlimited destinations
  • Unlimited rules
  • 5 conditions per rule
  • 5 actions per rule
  • 730-day data retention
  • High-frequency bank sync (every 30 min)
  • Transaction enrichment

FAQ

Questions, answered.

Every 30 to 360 minutes, depending on your plan. When new data is found at your bank, it is transferred to Actual Budget within minutes.

Bank transactions, balances, and account updates. You control which accounts sync, and rules can transform data before it reaches Actual Budget.

Where your bank supports pending transactions through PSD2, yes. When a pending transaction is booked by the bank, Synci automatically updates it in Actual Budget rather than creating a duplicate.

All 2,900+ European banks Synci supports can sync to Actual Budget. Use the search above to find your bank — each result links to a combo page with setup details.

No. Synci connects to your bank through regulated Open Banking APIs, and authentication happens in your bank's own login flow. Your credentials are never shared with Synci or Actual Budget.