Your bank
2,900+ supported
SimpleFIN apps
Bank data protocol
SimpleFIN bank sync for Europe & New Zealand
Sync your bank transactions and balances to Actual Budget, Firefly III, Sure, Buckets, and any other app powered by SimpleFIN.
Why Synci
Does SimpleFIN work with European banks?
SimpleFIN is an open protocol that gives budgeting apps a secure, read-only way to fetch your bank data. The catch: the usual SimpleFIN sources cover US and Canadian banks, leaving Europe and New Zealand out. Synci is a SimpleFIN source for those markets.
Link your bank once, copy a setup token, and paste it into any SimpleFIN app: Actual Budget, Firefly III, Sure or Buckets. Each gets read-only access to the accounts you choose and never sees your bank credentials. Find your bank below.
Features
SimpleFIN apps
- Works with any SimpleFIN-compatible budgeting or finance app, including Actual Budget, Firefly III, Sure, and Buckets
- Set up in minutes with a one-time setup token, no scripts or browser extensions needed
- Apps get a secure, read-only connection limited to the accounts you choose to share
- Re-syncing never creates duplicate transactions
- Customize payees and descriptions with bank account rules
By app
One connection, every app that speaks SimpleFIN.
The setup token is all any of them needs. Pick your app for its prerequisites, exact setup steps, and the questions specific to it.
Actual Budget
Actual has SimpleFIN bank sync built in. Paste a Synci setup token into its settings, link the shared accounts, and run Bank Sync whenever you want fresh data.
Firefly III
The official Firefly III Data Importer has supported SimpleFIN since v1.7.0, which makes it the practical European route now that GoCardless is closing.
Sure
Sure, the community fork of Maybe, has a SimpleFIN provider under Settings > Providers. Paste the token, link the accounts, done.
Liquid Budget
A hosted envelope budgeting app whose own Plaid and SimpleFIN routes stop at US and Canadian banks. The same token opens it up to Europe and New Zealand.
Setup
How it works
Connect securely
Log in through your bank's own PSD2 flow. Synci never sees or stores your credentials.
Pick accounts
Choose which bank accounts you want to sync.
Link to SimpleFIN apps
Copy your Synci setup token and paste it into your app's SimpleFIN settings, then link the shared accounts.
Sync automatically
Transactions and balances flow from your bank to SimpleFIN apps from that point on.
Pricing
Pay per connection.
Pick the plan that matches how often you want fresh data and how far back you need to look. All plans include a 14-day free trial.
Basic
Our entry pay-per-connection plan. Perfect for people with simple needs.
connections
€2.00/month
€23.99 billed yearly
14 days free, cancel anytime.
Includes:
- Unlimited accounts
- Unlimited destinations
- 2 rules per connection
- Bank sync every 6 hours
- 60-day data retention
- Not included:Priority support
AI assistants:
- 60 days of history for your AI assistant
- Not included:Merchant identification
- Not included:Transaction categorization
Pro
Depth for your AI assistants and budgeting tools: enrichment, up to two years of history & fast sync.
connections
€4.33/month
€51.99 billed yearly
14 days free, cancel anytime.
Includes:
- Unlimited accounts
- Unlimited destinations
- Unlimited rules
- High-frequency bank sync (every 30 min)
- 730-day data retention
- Priority support
AI assistants:
- Up to 2 years of history for your AI assistant
- Merchant identification
- Transaction categorization
Business
Unlimited pay-as-you-go plan tailored to developers and businesses.
connections
Usage-based pricing
Includes:
- Unlimited accounts
- Unlimited destinations
- Unlimited rules
- High-frequency bank sync (every 30 min)
- 730-day data retention
- Priority support
AI assistants:
- Up to 2 years of history for your AI assistant
- Merchant identification
- Transaction categorization
FAQ
Common questions
Every 30 to 360 minutes, depending on your plan. When new data is found at your bank, it is transferred to SimpleFIN apps within minutes.
Bank transactions, balances, and account updates. You control which accounts sync, and rules can transform data before it reaches SimpleFIN apps.
Where your bank supports pending transactions through PSD2, yes. When a pending transaction is booked by the bank, Synci automatically updates it in SimpleFIN apps rather than creating a duplicate.
All 2,900+ European banks Synci supports can sync to SimpleFIN apps. Use the search above to find your bank — each result links to a combo page with setup details.
No. Synci connects to your bank through regulated Open Banking APIs, and authentication happens in your bank's own login flow. Your credentials are never shared with Synci or SimpleFIN apps.
