Pricing

Pay per connection.

Pick the plan that matches how often you want fresh data and how far back you need to look. All plans include a 14-day free trial.

Basic

Our entry pay-per-connection plan. Perfect for people with simple needs.

connections

2.00/month

23.99 billed yearly

Start a free trial

14 days free, cancel anytime.

Includes:

  • Unlimited accounts
  • Unlimited destinations
  • 2 rules per connection
  • Bank sync every 6 hours
  • 60-day data retention
  • Not included:Priority support

AI assistants:

  • 60 days of history for your AI assistant
  • Not included:Merchant identification
  • Not included:Transaction categorization

Pro

Depth for your AI assistants and budgeting tools: enrichment, up to two years of history & fast sync.

connections

4.33/month

51.99 billed yearly

Start a free trial

14 days free, cancel anytime.

Includes:

  • Unlimited accounts
  • Unlimited destinations
  • Unlimited rules
  • Bank sync every 2 hours
  • 730-day data retention
  • Priority support

AI assistants:

  • Up to 2 years of history for your AI assistant
  • Merchant identification
  • Transaction categorization

Business

Unlimited pay-as-you-go plan tailored to developers and businesses.

100+

connections

Custom

Usage-based pricing

Contact us

Bespoke agreement.

Includes:

  • Unlimited accounts
  • Unlimited destinations
  • Unlimited rules
  • Bank sync every 2 hours
  • 730-day data retention
  • Priority support

AI assistants:

  • Up to 2 years of history for your AI assistant
  • Merchant identification
  • Transaction categorization

I love YNAB, but Synci has made it actually usable for me. Also great support!

Obeq

Reddit

Gift from God: Just want to say thank you for a seamless experience together with YNAB.

emiliusap

Reddit

Discovered Synci via a Reddit ad. Finally a helpful ad! Works great! Thank you for the good service.

Qllervo

Reddit

Thank you so much for Synci! Not being able to automate my budget for 3 months definitely made me realise just how valuable YNAB is to me, and I'm incredibly glad and relieved that I found a service that makes everything work again.

Jonna

Email

Easy YNAB sync with good support: Works well, and is easy to set up. Quick and friendly support.

Kristoffer

Trustpilot

I just signed up. Been a manual entry YNAB user for many years. This is great!

JanBrogger

Reddit

[Synci] works flawlessly so far and I have not encountered any problems. Highly recommended!

Amazing-Wasabi-2145

Reddit

FAQ

Common questions

A bank connection represents the consent you have given Synci to access your banking data. Each authentication with a bank counts as one connection, until the consent expires or you delete the connection.

Your monthly price is based on a small platform fee plus a per-connection fee for each bank connection you add. You can see the exact cost for your setup using the calculator on the pricing cards above.

By default we sync your bank data every 6 hours. On Pro you can set it as often as every hour, up to a maximum of every 24 hours. Many banks enforce their own daily cap on automated requests, so accounts at those banks are moved to a slower schedule automatically, whatever your plan allows.

Rules consist of conditions and actions. They can be used to automatically handle or manipulate transactions, and are a powerful tool for improving your workflows and the quality of your data. Conditions are the criteria a transaction must meet in order for the rule actions to be executed. Actions define how the transaction should be transformed or handled.

Every transaction we fetch is processed by our rule engine. At high volumes, the rule engine could potentially become a bottleneck if we allowed unlimited rules per entity. The limit depends on your plan: 5 on Basic, and 10 on every plan above it. As we grow, we will continue to evaluate these limits.

Transaction enrichment uses AI to enrich your transactions with clean merchant names, websites, logos and more. Enrichment is opt-in. When enabled, only pseudonymised transaction data is sent to our enrichment provider, and your data is never used to train models or shared with unrelated third parties.

Only the accounts you choose to share, and only to read them. Through Synci's MCP server an assistant can list those accounts, read balance snapshots, read transactions in a date range, read investment and crypto holdings, and check whether a connection is healthy. That is the entire surface: there are no write operations, so it cannot move money, pay anyone or place a trade. Your bank login is never shared, and sensitive identifiers like IBAN, account and card numbers and owner names are omitted.

60 days on Basic, and up to 2 years on Pro where your bank provides it. This is a different thing from data retention above: retention is how long Synci keeps your data, while this is how much of it an assistant is allowed to read when it answers you. It is also capped by what your bank hands over in the first place, which ranges from around 90 days at many PSD2 banks to 24 months at others.

If your connection predates the change that widened Pro's window, we may only be holding the history that was retained under the old limit, and it grows from there as we keep syncing. Re-authorising the bank connection re-imports the history your bank offers, which closes the gap in one step rather than waiting.

We offer support through an AI chatbot, live chat and email. We also have a help center with comprehensive documentation, which the AI chatbot is trained on. While we strive to always respond in a timely manner, we cannot guarantee response times. For users on the Pro plan, we offer priority support. With priority support, your tickets are placed in a high priority queue and will be answered as soon as possible.

We try to keep prices fair, and they are always subject to change. However, we do offer a price guarantee for all active subscribers. If you have subscribed to a plan, your price is locked in until you cancel your subscription. Price changes only apply to new subscriptions.

We have a generous refund policy, and you can find it in the help center, or by clicking here. In summary, you can always request a refund within 14 days of your last payment. If you are experiencing any issues with an officially supported bank, and we are unable to fix the issue in a timely manner, you can also request a refund regardless of when the last payment was made.