Your bank

2,900+ supported

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Lunch Money

Budgeting app

Bank sync for Lunch Money in Europe & New Zealand

Automatically sync your transactions and balances to your Lunch Money accounts.

Regulated Open Banking

Why Synci

Does Lunch Money work with European banks?

Lunch Money's built-in Plaid sync covers US and Canadian banks well, plus a selection in around a dozen European countries. For everywhere else, including the UK, Norway and New Zealand, its open developer API lets an outside service keep your accounts current.

Synci is that connector. Link your bank once through its own regulated open-banking login, and new transactions and balance updates land in your Lunch Money accounts automatically. Find your bank below.

See how Synci compares to Lunch Flow

Features

Lunch Money

  • Keep your budget up to date with automatic bank sync
  • Map any transaction field to Lunch Money-specific fields
  • Transform transactions with transfer link rules
  • Enrich transactions with clean merchant names, logos, and more (Pro)

Setup

How it works

Step 01

Connect securely

Log in through your bank's own PSD2 flow. Synci never sees or stores your credentials.

Step 02

Pick accounts

Choose which bank accounts you want to sync.

Step 03

Link to Lunch Money

Point those accounts at your Lunch Money accounts.

Step 04

Sync automatically

Transactions and balances flow from your bank to Lunch Money from that point on.

Pricing

Pay per connection.

Pick the plan that matches how often you want fresh data and how far back you need to look. All plans include a 14-day free trial.

Basic

Our entry pay-per-connection plan. Perfect for people with simple needs.

connections

2.00/month

23.99 billed yearly

Start a free trial

14 days free, cancel anytime.

Includes:

  • Unlimited accounts
  • Unlimited destinations
  • 2 rules per connection
  • Bank sync every 6 hours
  • 60-day data retention
  • Not included:Priority support

AI assistants:

  • 60 days of history for your AI assistant
  • Not included:Merchant identification
  • Not included:Transaction categorization

Pro

Depth for your AI assistants and budgeting tools: enrichment, up to two years of history & fast sync.

connections

4.33/month

51.99 billed yearly

Start a free trial

14 days free, cancel anytime.

Includes:

  • Unlimited accounts
  • Unlimited destinations
  • Unlimited rules
  • Bank sync every 2 hours
  • 730-day data retention
  • Priority support

AI assistants:

  • Up to 2 years of history for your AI assistant
  • Merchant identification
  • Transaction categorization

Business

Unlimited pay-as-you-go plan tailored to developers and businesses.

100+

connections

Custom

Usage-based pricing

Contact us

Bespoke agreement.

Includes:

  • Unlimited accounts
  • Unlimited destinations
  • Unlimited rules
  • Bank sync every 2 hours
  • 730-day data retention
  • Priority support

AI assistants:

  • Up to 2 years of history for your AI assistant
  • Merchant identification
  • Transaction categorization

FAQ

Common questions

Every hour to every 6 hours, depending on your plan. Many banks cap how often they will answer, so accounts at those banks refresh less often. When new data is found at your bank, it is transferred to Lunch Money within minutes.

Bank transactions, balances, and account updates. You control which accounts sync, and rules can transform data before it reaches Lunch Money.

Where your bank supports pending transactions through PSD2, yes. When a pending transaction is booked by the bank, Synci automatically updates it in Lunch Money rather than creating a duplicate.

All 2,900+ European banks Synci supports can sync to Lunch Money. Use the search above to find your bank: each result links to a combo page with setup details.

No. Synci connects to your bank through regulated Open Banking APIs, and authentication happens in your bank's own login flow. Your credentials are never shared with Synci or Lunch Money.