Your bank

2,900+ supported

Synci Icon

ChatGPT

AI assistant

Give ChatGPT access to your financial data

Install Synci from ChatGPT's directory and ask about your real balances, spending and holdings instead of pasting statements into the chat.

Regulated Open BankingSimple per-connection pricing

In practice

What you can ask ChatGPT.

Questions that reach past one account, one statement period, or the merchant names your bank sends.

ChatGPTExample data

€3,412.80 across 94 transactions in July. Rent and groceries were two thirds of it, and one €612 furniture payment sits well outside your usual pattern.

Total spend, July

€3,412.8094 transactions

  • Rent & bills€1,380.00
  • Groceries€862.40
  • Furniture retailerone-off€612.00
  • Eating out€342.15
  • Transport€216.25

Needs enriched merchant names, otherwise nothing groups into a category

Why Synci

How do you connect ChatGPT to your bank account?

ChatGPT has no way to log in to your bank, and a statement you paste into a conversation is out of date the moment you send it. Synci is the connector in between. You link your bank once through its own regulated open-banking login, then install Synci from ChatGPT's directory. Because we are already listed, there is no developer mode to switch on and no server URL to copy: you search for Synci, click Install, and sign in.

From then on ChatGPT reads the accounts you picked whenever you ask it something, so it is working from your current numbers. Synci connects 2,900+ banks, brokerages and crypto exchanges across 32 countries; find yours below.

Install Synci in ChatGPT

Features

ChatGPT

  • One-click install from ChatGPT's own directory, no setup token or server URL
  • Ask about balances, spending, holdings and net worth in an ordinary conversation
  • Answers use your latest synced data, not a file you remembered to upload
  • Read-only by design: ChatGPT cannot move money or change anything
  • You choose which accounts it may read, and can disconnect at any time

Scope

Exactly what ChatGPT can and cannot do.

ChatGPT reaches your accounts through five read-only tools.

  • list_accounts
  • get_account_balance
  • list_transactions
  • list_holdings
  • list_connections

ChatGPT can

  • List the accounts you shared, across banks, brokerages and crypto exchanges
  • Read recent balance snapshots, with the timestamp they were taken
  • Read transactions in a date range you or it asks for
  • Read investment and crypto holdings: symbol, quantity, market value
  • Check the health of your connections, so it can tell you when data is stale

ChatGPT cannot

  • Move money, make payments, or place trades
  • Change anything at all: the server is read-only and has no write operations
  • See accounts you did not share, or reach your bank directly
  • See your bank login, which never leaves your bank's own flow
  • See sensitive identifiers: IBAN, BBAN, card numbers, phone numbers and owner names are omitted

Enrichment is opt-in and separate from this: when you turn it on, only pseudonymised transaction data reaches our enrichment provider, and it is never used to train models or shared with unrelated third parties. See our privacy policy for the detail.

Browse

Find your institution.

2,900+ institutions across 32 countries.

1822direkt

HELADEF1822

Aachener Bank

GENODED1AAC

Aareal Bank AG

AARBDE5WXXX

Aasen Sparebank

AASANO21

Abanca

CAGLESMM

Abanca

CAGLPTPL

Abanca Corporate

CAGLESMM

Abanca Corporate

CAGLPTPL

ABN AMRO Bank

ABNANL2A

ABN AMRO Bank Commercial

FTSBDEFAXXX

ABN AMRO Bank Commercial

ABNAGB2LXXX

ABN AMRO Bank Commercial

ABNABE2AXXX

Abtsgmünder Bank

GENODES1ABR

Activo Bank

BSABESBB

Addiko Bank

HAABHR22

Addiko Bank

HAABSI22

Agram Banka

KREZHR2X

Aion Bank

BMPBBEBBXXX

Aion Bank

BMPBPLPPXXX

Air Bank

AIRACZPP

Airbus Bank

AGBMDEMMXXX

Airwallex

AIPTAU32

Airwallex

AIPTAU32

Airwallex

AIPTAU32

Airwallex

AIPTAU32

Airwallex

AIPTAU32

Airwallex

AIPTAU32

Airwallex

AIPTAU32

Airwallex

AIPTAU32

Airwallex

AIPTAU32

Airwallex

AIPTAU32

Airwallex

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Airwallex

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Airwallex

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Airwallex

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Airwallex

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Airwallex

AIPTAU32

Airwallex

AIPTAU32

Airwallex

AIPTAU32

Airwallex

AIPTAU32

Airwallex

AIPTAU32

Airwallex

AIPTAU32

Airwallex

AIPTAU32

Airwallex

AIPTAU32

Airwallex

AIPTAU32

Airwallex

AIPTAU32

Airwallex

AIPTAU32

Airwallex

AIPTAU32

Airwallex

AIPTAU32

Airwallex

AIPTAU32

Airwallex

AIPTAU32

Airwallex

AIPTAU32

Aktia

HELSFIHH

Aktivbank

AKBADES1XXX

Alior Bank

ALBPPLPW

Allgemeine Sparkasse Oberösterreich Bank AG

ASPKAT2LXXX

Allianz Banque

AGFBFRPPXXX

Allica Bank

CIIVGB2AXXX

Allied Irish Banks

AIBKIE2DXXX

Allied Irish Banks

AIBKGB2LXXX

Allied Irish Banks (NI)

FTBKGB2BXXX

Allied Irish Banks Corporate

AIBKGB2LXXX

Allied Irish Banks Corporate

AIBKIE2DXXX

Alpha Bank

CRBAGRAA

Alpha FX

APAHGB2L

Alto Adige Banca – Sudtirol Bank

ALOAIT21

Alxing-Brucker Genossenschaftsbank

GENODEF1ALX

Amazon card (Newday)

NEWDUK00X01

American Express

AESUDEF1

American Express

AESUGB21

Andebu Sparebank

ANBUNO21

Andelskassen Fælleskassen

FAELDKK1

apoBank

DAAEDEDDXXX

Aqua card (Newday)

NEWDUK00X02

Arbejdernes Landsbank

ALBADKKK

Arbuthnot Latham

ARBUGB2LXXX

Arendal og Omegns Sparekasse

ARENNO21

Argenta

ARSPBE22

Argos card (Newday)

NEWDUK00X04

Arion Bank

ESJAISRE

Arkéa Banking Services

CMBRFR2BXXX

Arkéa Banque Entreprises et Institutionnels

CMBRFR2BXXX

Arkéa Banque Privée

CMBRFR2BXXX

Arquia Banca

CASDESBB

Artea (Šiaulių bankas)

CBSBLT26XXX

Askim og Spydeberg Sparebank

ASKSNO21

ASN Bank

ASNBNL21

AstroBank

PIRBCY2N

Attica Bank

ATTIGRAA

Aurskog Sparebank

AUSNNO21

Axa Banque

AXABFRPPXXX

Banca Adria Colli Euganei

CCRTIT2T97A

Banca Agricola Popolare di Ragusa

POPRIT31

Banca Agricola Popolare di Ragusa Corporate

POPRIT31

Banca AideXa

AIDXITMM

Banca Akros

AKROITMM

Banca Aletti

ALETITMM

Banca Alpi Marittime Carrù

ICRAITRRCI0

Banca Alta Toscana

ICRAITRRPM0

Banca Alto Vicentino Credito Cooperativo Di Schio, Pedemonte E Roana

CCRTIT2TF01

Setup

Setting up ChatGPT

Step 01

Connect your bank

Log in through your bank's own PSD2 flow. Synci never sees or stores your credentials.

Step 02

Choose what ChatGPT sees

Pick the accounts you are willing to share. Anything you leave out is invisible to ChatGPT.

Step 03

Install Synci in ChatGPT

Search for Synci in ChatGPT's directory, click Install, and sign in with your Synci account. No developer mode, no pasted URL.

Step 04

Just ask

Ask about your spending or balances in a normal conversation. ChatGPT reads the accounts you shared and answers from your real numbers.

Pricing

Pricing that scales with you.

Pay only for the bank connections you need. Start small and add more as you grow.

Basic

Our entry pay-per-connection plan. Perfect for people with simple needs.

connections

2.00/month

23.99 billed yearly

Includes:

  • Unlimited accounts
  • Unlimited destinations
  • 2 rules per connection
  • Bank sync every 6 hours
  • 60-day data retention
  • Not included:Priority support

AI assistants:

  • 60 days of history for your AI assistant
  • Not included:Merchant identification
  • Not included:Transaction categorization

Pro

Depth for your AI assistants and budgeting tools: enrichment, up to two years of history & fast sync.

connections

4.33/month

51.99 billed yearly

Includes:

  • Unlimited accounts
  • Unlimited destinations
  • Unlimited rules
  • High-frequency bank sync (every 30 min)
  • 730-day data retention
  • Priority support

AI assistants:

  • Up to 2 years of history for your AI assistant
  • Merchant identification
  • Transaction categorization

Business

Unlimited pay-as-you-go plan tailored to developers and businesses.

connections

Custom

Usage-based pricing

Includes:

  • Unlimited accounts
  • Unlimited destinations
  • Unlimited rules
  • High-frequency bank sync (every 30 min)
  • 730-day data retention
  • Priority support

AI assistants:

  • Up to 2 years of history for your AI assistant
  • Merchant identification
  • Transaction categorization

FAQ

Questions, answered.

Connect your bank to Synci through its own open-banking login, choose which accounts to share, then search for Synci in ChatGPT's directory and click Install. Sign in with your Synci account and ChatGPT can read those accounts. Because Synci is already listed, you do not need developer mode or a server URL.

Only the accounts you explicitly share, and only to read them. ChatGPT can list those accounts and read balances, transactions and holdings. It cannot move money, place trades, or change anything, and it never sees your bank login or your IBAN and card numbers.

ChatGPT reads your latest synced data at the moment you ask. Synci refreshes from your bank every 30 to 360 minutes depending on your plan, so answers reflect recent activity rather than a file you uploaded weeks ago. Balances can lag transactions, so ask for the balance timestamp if it matters.

On Basic, 60 days. On Pro, up to 2 years, where your bank provides it: some PSD2 banks only hand over about 90 days of history, others up to 24 months. This is what lets ChatGPT compare a month against the same month last year.

No, and that is the point. Pasting a CSV or PDF means the numbers are frozen at export time and you re-do the work every month. With Synci connected, ChatGPT reads the current data itself.

Remove Synci in ChatGPT, or revoke its access from your Synci account, which cuts it off immediately. You can also narrow what it sees at any time by unsharing individual accounts rather than disconnecting entirely.

All 2,900+ institutions Synci supports, across 32 countries in Europe and New Zealand, plus brokerages and crypto exchanges. Search for yours above to check.

Other assistants

Not using ChatGPT?

The same connection works in every MCP-compatible assistant. Only the setup differs.

All AI assistants