Commerzbank
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Connect Commerzbank to YNAB

Automatically sync your bank transactions and balances to your YNAB budget accounts.

Regulated PSD2 — read-onlySimple per-connection pricing

Features

From

Commerzbank

  • Secure bank connection with automatic transaction syncing
  • Supports pending transactions
  • Might not support credit card accounts

To

YNAB

  • Keep your budget up to date with automatic bank sync
  • Map any transaction field to YNAB-specific fields
  • Transform transactions with transfer link rules
  • Enrich transactions with clean merchant names, logos, and more (Pro)

Setup

How it works

Step 01

Connect securely

Log in through Commerzbank's own PSD2 flow. Synci never sees or stores your credentials.

Step 02

Pick accounts

Choose which Commerzbank accounts you want to sync.

Step 03

Link to YNAB

Point those accounts at your YNAB budget accounts.

Step 04

Sync automatically

Transactions and balances flow from Commerzbank to YNAB from that point on.

FAQ

Frequently asked questions

How often does Commerzbank sync to YNAB?
Synci polls Commerzbank for new data every 30 to 360 minutes, depending on your plan. Some banks may not support high-frequency sync (30 min). When new transactions or balance changes are found, they are transferred to YNAB within seconds.
Does Commerzbank support pending transactions?
Yes — Commerzbank exposes pending transactions, and Synci syncs them to YNAB. When the bank eventually books them, Synci automatically updates the same transactions in YNAB rather than creating duplicates.
Are Commerzbank credit card accounts supported?
Commerzbank may not expose credit card accounts through PSD2. If yours does, you'll see them listed when you connect.
Is my Commerzbank login shared with Synci?
No. Synci connects to Commerzbank through regulated PSD2 APIs, which means authentication happens on Commerzbank's own login flow. Your bank login credentials are never shared with or stored by Synci.
Which provider does Synci use to connect to Commerzbank?
Synci currently connects to Commerzbank through GoCardless, a regulated PSD2 data provider. Providers handle the technical connection to the bank — your login credentials stay between you and Commerzbank.

We are not affiliated, associated, or in any way officially connected with YNAB or any of its subsidiaries or affiliates. The official YNAB website can be found at https://www.ynab.com. The names YNAB and You Need A Budget, as well as related names, tradenames, marks, trademarks, emblems, and images are registered trademarks of YNAB.