mBank Retail
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Connect mBank Retail to YNAB

Automatically sync your bank transactions and balances to your YNAB budget accounts.

Regulated PSD2 — read-onlySimple per-connection pricing

Features

From

mBank Retail

  • Secure bank connection with automatic transaction syncing
  • Supports pending transactions
  • Might not support credit card accounts

To

YNAB

  • Keep your budget up to date with automatic bank sync
  • Map any transaction field to YNAB-specific fields
  • Transform transactions with transfer link rules
  • Enrich transactions with clean merchant names, logos, and more (Pro)

Setup

How it works

Step 01

Connect securely

Log in through mBank Retail's own PSD2 flow. Synci never sees or stores your credentials.

Step 02

Pick accounts

Choose which mBank Retail accounts you want to sync.

Step 03

Link to YNAB

Point those accounts at your YNAB budget accounts.

Step 04

Sync automatically

Transactions and balances flow from mBank Retail to YNAB from that point on.

FAQ

Frequently asked questions

How often does mBank Retail sync to YNAB?
Synci polls mBank Retail for new data every 30 to 360 minutes, depending on your plan. Some banks may not support high-frequency sync (30 min). When new transactions or balance changes are found, they are transferred to YNAB within seconds.
Does mBank Retail support pending transactions?
Yes — mBank Retail exposes pending transactions, and Synci syncs them to YNAB. When the bank eventually books them, Synci automatically updates the same transactions in YNAB rather than creating duplicates.
Are mBank Retail credit card accounts supported?
mBank Retail may not expose credit card accounts through PSD2. If yours does, you'll see them listed when you connect.
Is my mBank Retail login shared with Synci?
No. Synci connects to mBank Retail through regulated PSD2 APIs, which means authentication happens on mBank Retail's own login flow. Your bank login credentials are never shared with or stored by Synci.
Which provider does Synci use to connect to mBank Retail?
Synci currently connects to mBank Retail through GoCardless, a regulated PSD2 data provider. Providers handle the technical connection to the bank — your login credentials stay between you and mBank Retail.

We are not affiliated, associated, or in any way officially connected with YNAB or any of its subsidiaries or affiliates. The official YNAB website can be found at https://www.ynab.com. The names YNAB and You Need A Budget, as well as related names, tradenames, marks, trademarks, emblems, and images are registered trademarks of YNAB.