Sparkasse Elmshorn
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Connect Sparkasse Elmshorn to Actual Budget

Sync your transactions and balances to Actual Budget through its built-in SimpleFIN bank sync.

Regulated Open BankingSimple per-connection pricing

Features

From

Sparkasse Elmshorn

  • Secure bank connection with automatic transaction syncing
  • Supports pending transactions
  • Supports credit card accounts

To

Actual Budget

  • Works with any hosted Actual server, including self-hosted and PikaPods
  • Syncs through the SimpleFIN bank sync built into Actual, no scripts or browser extensions needed
  • Run Bank Sync in Actual whenever you want fresh data
  • Customize payees and descriptions with bank account rules
  • Secure, read-only access limited to the accounts you choose to share

Setup

How it works

Step 01

Connect securely

Log in through Sparkasse Elmshorn's own PSD2 flow. Synci never sees or stores your credentials.

Step 02

Pick accounts

Choose which Sparkasse Elmshorn accounts you want to sync.

Step 03

Link to Actual Budget

Step 04

Sync automatically

Transactions and balances flow from Sparkasse Elmshorn to Actual Budget from that point on.

FAQ

Frequently asked questions

How often does Sparkasse Elmshorn sync to Actual Budget?
Synci polls Sparkasse Elmshorn for new data every 30 to 360 minutes, depending on your plan. Some banks may not support high-frequency sync (30 min). When new transactions or balance changes are found, they are transferred to Actual Budget within seconds.
Does Sparkasse Elmshorn support pending transactions?
Yes — Sparkasse Elmshorn exposes pending transactions, and Synci syncs them to Actual Budget. When the bank eventually books them, Synci automatically updates the same transactions in Actual Budget rather than creating duplicates.
Are Sparkasse Elmshorn credit card accounts supported?
Yes — Sparkasse Elmshorn credit card accounts can be connected and synced to Actual Budget alongside your regular accounts.
Is my Sparkasse Elmshorn login shared with Synci?
No. Synci connects to Sparkasse Elmshorn through regulated PSD2 APIs, which means authentication happens on Sparkasse Elmshorn's own login flow. Your bank login credentials are never shared with or stored by Synci.
Which provider does Synci use to connect to Sparkasse Elmshorn?
Synci currently connects to Sparkasse Elmshorn through GoCardless, a regulated PSD2 data provider. Providers handle the technical connection to the bank — your login credentials stay between you and Sparkasse Elmshorn.