Sparkasse Heidelberg
Bank
YNAB
Budgeting app
Connect Sparkasse Heidelberg to YNAB
Automatically sync your transactions and balances to your YNAB budget accounts.
Features
Everything, end to end.
From
Sparkasse Heidelberg
- Sync scheduleEvery 30 to 360 min
- Pending transactionsSupported
- Credit card accountsSupported
- History on first syncUp to 360 days
- Bank login renewalEvery 180 days
To
YNAB
- Keep your budget up to date with automatic bank sync
- Map any transaction field to YNAB-specific fields
- Transform transactions with transfer link rules
- Enrich transactions with clean merchant names, logos, and more (Pro)
Setup
How do you connect Sparkasse Heidelberg to YNAB?
Synci syncs new transactions and balances automatically, including pending transactions where the bank exposes them, and your first sync imports up to 360 days of history.
Connect securely
Log in through Sparkasse Heidelberg's own PSD2 flow. Synci never sees or stores your credentials.
Pick accounts
Choose which Sparkasse Heidelberg accounts you want to sync.
Link to YNAB
Point those accounts at your YNAB budget accounts.
Sync automatically
Transactions and balances flow from Sparkasse Heidelberg to YNAB from that point on.
Pricing
Pricing that scales with you.
Pay only for the bank connections you need. Start small and add more as you grow.
Basic
A flexible, pay-per-connection plan — perfect for users with simple needs.
connections
€3.32/month
€39.90 billed yearly
Includes:
- Unlimited destinations
- 2 rules per connection
- 1 condition per rule
- 1 action per rule
- 30-day data retention
- Bank sync every 6 hours
- Not included:Transaction enrichment
Pro
Premium plan with transaction enrichment, more rules, high-frequency sync, and priority support.
connections
€4.58/month
€54.90 billed yearly
Includes:
- Unlimited destinations
- Unlimited rules
- 5 conditions per rule
- 5 actions per rule
- 365-day data retention
- High-frequency bank sync (every 30 min)
- Transaction enrichment
Enterprise
Unlimited pay-as-you-go plan tailored to businesses and high-volume individuals.
connections
Usage-based pricing
Includes:
- Unlimited destinations
- Unlimited rules
- 5 conditions per rule
- 5 actions per rule
- 730-day data retention
- High-frequency bank sync (every 30 min)
- Transaction enrichment
FAQ
Questions, answered.
Synci polls Sparkasse Heidelberg for new data every 30 to 360 minutes, depending on your plan. Some banks may not support high-frequency sync (30 min). When new transactions or balance changes are found, they are transferred to YNAB within seconds.
Yes — Sparkasse Heidelberg exposes pending transactions, and Synci syncs them to YNAB. When the bank eventually books them, Synci automatically updates the same transactions in YNAB rather than creating duplicates.
When you first connect Sparkasse Heidelberg, Synci can import up to 360 days of transaction history into YNAB. From that point on, new transactions and balance changes are synced continuously.
Yes — Sparkasse Heidelberg credit card accounts can be connected and synced to YNAB alongside your regular accounts.
No. Synci connects to Sparkasse Heidelberg through regulated PSD2 APIs, which means authentication happens on Sparkasse Heidelberg's own login flow. Your bank login credentials are never shared with or stored by Synci.
Synci currently connects to Sparkasse Heidelberg through GoCardless, a regulated PSD2 data provider. Providers handle the technical connection to the bank — your login credentials stay between you and Sparkasse Heidelberg.
We are not affiliated, associated, or in any way officially connected with YNAB or any of its subsidiaries or affiliates. The official YNAB website can be found at https://www.ynab.com. The names YNAB and You Need A Budget, as well as related names, tradenames, marks, trademarks, emblems, and images are registered trademarks of YNAB.