Connect Sparkasse Oberland to Actual Budget
Sync your transactions and balances to Actual Budget through its built-in SimpleFIN bank sync.
Regulated Open BankingSimple per-connection pricing
Features
From
Sparkasse Oberland
- Secure bank connection with automatic transaction syncing
- Supports pending transactions
- Supports credit card accounts
To
Actual Budget
- Works with any hosted Actual server, including self-hosted and PikaPods
- Syncs through the SimpleFIN bank sync built into Actual, no scripts or browser extensions needed
- Run Bank Sync in Actual whenever you want fresh data
- Customize payees and descriptions with bank account rules
- Secure, read-only access limited to the accounts you choose to share
Setup
How it works
Step 01
Connect securely
Log in through Sparkasse Oberland's own PSD2 flow. Synci never sees or stores your credentials.
Step 02
Pick accounts
Choose which Sparkasse Oberland accounts you want to sync.
Step 03
Link to Actual Budget
Step 04
Sync automatically
Transactions and balances flow from Sparkasse Oberland to Actual Budget from that point on.
FAQ
Frequently asked questions
- How often does Sparkasse Oberland sync to Actual Budget?
- Synci polls Sparkasse Oberland for new data every 30 to 360 minutes, depending on your plan. Some banks may not support high-frequency sync (30 min). When new transactions or balance changes are found, they are transferred to Actual Budget within seconds.
- Does Sparkasse Oberland support pending transactions?
- Yes — Sparkasse Oberland exposes pending transactions, and Synci syncs them to Actual Budget. When the bank eventually books them, Synci automatically updates the same transactions in Actual Budget rather than creating duplicates.
- Are Sparkasse Oberland credit card accounts supported?
- Yes — Sparkasse Oberland credit card accounts can be connected and synced to Actual Budget alongside your regular accounts.
- Is my Sparkasse Oberland login shared with Synci?
- No. Synci connects to Sparkasse Oberland through regulated PSD2 APIs, which means authentication happens on Sparkasse Oberland's own login flow. Your bank login credentials are never shared with or stored by Synci.
- Which provider does Synci use to connect to Sparkasse Oberland?
- Synci currently connects to Sparkasse Oberland through GoCardless, a regulated PSD2 data provider. Providers handle the technical connection to the bank — your login credentials stay between you and Sparkasse Oberland.