Connect S-Pankki to Actual Budget
Sync your transactions and balances to Actual Budget through its built-in SimpleFIN bank sync.
Regulated Open BankingSimple per-connection pricing
Features
From
S-Pankki
- Secure bank connection with automatic transaction syncing
- Might not support pending transactions
- Supports credit card accounts
To
Actual Budget
- Works with any hosted Actual server, including self-hosted and PikaPods
- Syncs through the SimpleFIN bank sync built into Actual, no scripts or browser extensions needed
- Run Bank Sync in Actual whenever you want fresh data
- Customize payees and descriptions with bank account rules
- Secure, read-only access limited to the accounts you choose to share
Setup
How it works
Step 01
Connect securely
Log in through S-Pankki's own PSD2 flow. Synci never sees or stores your credentials.
Step 02
Pick accounts
Choose which S-Pankki accounts you want to sync.
Step 03
Link to Actual Budget
Step 04
Sync automatically
Transactions and balances flow from S-Pankki to Actual Budget from that point on.
FAQ
Frequently asked questions
- How often does S-Pankki sync to Actual Budget?
- Synci polls S-Pankki for new data every 30 to 360 minutes, depending on your plan. Some banks may not support high-frequency sync (30 min). When new transactions or balance changes are found, they are transferred to Actual Budget within seconds.
- Does S-Pankki support pending transactions?
- S-Pankki may not expose pending transactions through PSD2. Booked transactions are always supported, and are typically available within a day of being processed by the bank.
- Are S-Pankki credit card accounts supported?
- Yes — S-Pankki credit card accounts can be connected and synced to Actual Budget alongside your regular accounts.
- Is my S-Pankki login shared with Synci?
- No. Synci connects to S-Pankki through regulated PSD2 APIs, which means authentication happens on S-Pankki's own login flow. Your bank login credentials are never shared with or stored by Synci.
- Which provider does Synci use to connect to S-Pankki?
- Synci currently connects to S-Pankki through GoCardless, a regulated PSD2 data provider. Providers handle the technical connection to the bank — your login credentials stay between you and S-Pankki.