Connect S-Pankki to Lunch Money
Automatically sync your bank transactions and balances to your Lunch Money accounts.
Regulated PSD2 — read-onlySimple per-connection pricing
Features
From
S-Pankki
- Secure bank connection with automatic transaction syncing
- Might not support pending transactions
- Supports credit card accounts
To
Lunch Money
- Keep your budget up to date with automatic bank sync
- Map any transaction field to Lunch Money-specific fields
- Transform transactions with transfer link rules
- Enrich transactions with clean merchant names, logos, and more (Pro)
Setup
How it works
Step 01
Connect securely
Log in through S-Pankki's own PSD2 flow. Synci never sees or stores your credentials.
Step 02
Pick accounts
Choose which S-Pankki accounts you want to sync.
Step 03
Link to Lunch Money
Point those accounts at your Lunch Money accounts.
Step 04
Sync automatically
Transactions and balances flow from S-Pankki to Lunch Money from that point on.
FAQ
Frequently asked questions
- How often does S-Pankki sync to Lunch Money?
- Synci polls S-Pankki for new data every 30 to 360 minutes, depending on your plan. Some banks may not support high-frequency sync (30 min). When new transactions or balance changes are found, they are transferred to Lunch Money within seconds.
- Does S-Pankki support pending transactions?
- S-Pankki may not expose pending transactions through PSD2. Booked transactions are always supported, and are typically available within a day of being processed by the bank.
- Are S-Pankki credit card accounts supported?
- Yes — S-Pankki credit card accounts can be connected and synced to Lunch Money alongside your regular accounts.
- Is my S-Pankki login shared with Synci?
- No. Synci connects to S-Pankki through regulated PSD2 APIs, which means authentication happens on S-Pankki's own login flow. Your bank login credentials are never shared with or stored by Synci.
- Which provider does Synci use to connect to S-Pankki?
- Synci currently connects to S-Pankki through GoCardless, a regulated PSD2 data provider. Providers handle the technical connection to the bank — your login credentials stay between you and S-Pankki.