Arkéa Banking Services
Bank
SimpleFIN apps
Bank data protocol
Connect Arkéa Banking Services to SimpleFIN apps
Sync your bank transactions and balances to Buckets, Actual Budget, and any other app powered by SimpleFIN.
Features
Everything, end to end.
From
Arkéa Banking Services
- Sync scheduleEvery 30 to 360 min
- Pending transactionsSupported
- Credit card accountsMay be unavailable
- History on first syncUp to 90 days
- Bank login renewalEvery 180 days
To
SimpleFIN apps
- Works with any SimpleFIN-compatible budgeting or finance app, including Buckets and Actual Budget
- Set up in minutes with a one-time setup token, no scripts or browser extensions needed
- Apps get a secure, read-only connection limited to the accounts you choose to share
- Re-syncing never creates duplicate transactions
- Customize payees and descriptions with bank account rules
Setup
How do you connect Arkéa Banking Services to SimpleFIN apps?
Synci syncs new transactions and balances automatically, including pending transactions where the bank exposes them, and your first sync imports up to 90 days of history.
Connect securely
Log in through Arkéa Banking Services's own PSD2 flow. Synci never sees or stores your credentials.
Pick accounts
Choose which Arkéa Banking Services accounts you want to sync.
Link to SimpleFIN apps
Copy your Synci setup token and paste it into your app's SimpleFIN settings, then link the shared accounts.
Sync automatically
Transactions and balances flow from Arkéa Banking Services to SimpleFIN apps from that point on.
Pricing
Pricing that scales with you.
Pay only for the bank connections you need. Start small and add more as you grow.
Basic
A flexible, pay-per-connection plan — perfect for users with simple needs.
connections
€3.32/month
€39.90 billed yearly
Includes:
- Unlimited destinations
- 2 rules per connection
- 1 condition per rule
- 1 action per rule
- 30-day data retention
- Bank sync every 6 hours
- Not included:Transaction enrichment
Pro
Premium plan with transaction enrichment, more rules, high-frequency sync, and priority support.
connections
€4.58/month
€54.90 billed yearly
Includes:
- Unlimited destinations
- Unlimited rules
- 5 conditions per rule
- 5 actions per rule
- 365-day data retention
- High-frequency bank sync (every 30 min)
- Transaction enrichment
Enterprise
Unlimited pay-as-you-go plan tailored to businesses and high-volume individuals.
connections
Usage-based pricing
Includes:
- Unlimited destinations
- Unlimited rules
- 5 conditions per rule
- 5 actions per rule
- 730-day data retention
- High-frequency bank sync (every 30 min)
- Transaction enrichment
FAQ
Questions, answered.
Synci polls Arkéa Banking Services for new data every 30 to 360 minutes, depending on your plan. Some banks may not support high-frequency sync (30 min). When new transactions or balance changes are found, they are transferred to SimpleFIN apps within seconds.
Yes — Arkéa Banking Services exposes pending transactions, and Synci syncs them to SimpleFIN apps. When the bank eventually books them, Synci automatically updates the same transactions in SimpleFIN apps rather than creating duplicates.
When you first connect Arkéa Banking Services, Synci can import up to 90 days of transaction history into SimpleFIN apps. From that point on, new transactions and balance changes are synced continuously.
Arkéa Banking Services may not expose credit card accounts through PSD2. If yours does, you'll see them listed when you connect.
No. Synci connects to Arkéa Banking Services through regulated PSD2 APIs, which means authentication happens on Arkéa Banking Services's own login flow. Your bank login credentials are never shared with or stored by Synci.
Synci currently connects to Arkéa Banking Services through GoCardless, a regulated PSD2 data provider. Providers handle the technical connection to the bank — your login credentials stay between you and Arkéa Banking Services.