Memo Bank
Lunch Money logo
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Connect Memo Bank to Lunch Money

Automatically sync your bank transactions and balances to your Lunch Money accounts.

Regulated PSD2 — read-onlySimple per-connection pricing

Features

From

Memo Bank

  • Secure bank connection with automatic transaction syncing
  • Might not support pending transactions
  • Might not support credit card accounts

To

Lunch Money

  • Keep your budget up to date with automatic bank sync
  • Map any transaction field to Lunch Money-specific fields
  • Transform transactions with transfer link rules
  • Enrich transactions with clean merchant names, logos, and more (Pro)

Setup

How it works

Step 01

Connect securely

Log in through Memo Bank's own PSD2 flow. Synci never sees or stores your credentials.

Step 02

Pick accounts

Choose which Memo Bank accounts you want to sync.

Step 03

Link to Lunch Money

Point those accounts at your Lunch Money accounts.

Step 04

Sync automatically

Transactions and balances flow from Memo Bank to Lunch Money from that point on.

FAQ

Frequently asked questions

How often does Memo Bank sync to Lunch Money?
Synci polls Memo Bank for new data every 30 to 360 minutes, depending on your plan. Some banks may not support high-frequency sync (30 min). When new transactions or balance changes are found, they are transferred to Lunch Money within seconds.
Does Memo Bank support pending transactions?
Memo Bank may not expose pending transactions through PSD2. Booked transactions are always supported, and are typically available within a day of being processed by the bank.
Are Memo Bank credit card accounts supported?
Memo Bank may not expose credit card accounts through PSD2. If yours does, you'll see them listed when you connect.
Is my Memo Bank login shared with Synci?
No. Synci connects to Memo Bank through regulated PSD2 APIs, which means authentication happens on Memo Bank's own login flow. Your bank login credentials are never shared with or stored by Synci.
Which provider does Synci use to connect to Memo Bank?
Synci currently connects to Memo Bank through GoCardless, a regulated PSD2 data provider. Providers handle the technical connection to the bank — your login credentials stay between you and Memo Bank.