Connect Bank of Scotland Personal to Lunch Money
Automatically sync your bank transactions and balances to your Lunch Money accounts.
Regulated PSD2 — read-onlySimple per-connection pricing
Features
From
Bank of Scotland Personal
- Secure bank connection with automatic transaction syncing
- Supports pending transactions
- Supports credit card accounts
To
Lunch Money
- Keep your budget up to date with automatic bank sync
- Map any transaction field to Lunch Money-specific fields
- Transform transactions with transfer link rules
- Enrich transactions with clean merchant names, logos, and more (Pro)
Setup
How it works
Step 01
Connect securely
Log in through Bank of Scotland Personal's own PSD2 flow. Synci never sees or stores your credentials.
Step 02
Pick accounts
Choose which Bank of Scotland Personal accounts you want to sync.
Step 03
Link to Lunch Money
Point those accounts at your Lunch Money accounts.
Step 04
Sync automatically
Transactions and balances flow from Bank of Scotland Personal to Lunch Money from that point on.
FAQ
Frequently asked questions
- How often does Bank of Scotland Personal sync to Lunch Money?
- Synci polls Bank of Scotland Personal for new data every 30 to 360 minutes, depending on your plan. Some banks may not support high-frequency sync (30 min). When new transactions or balance changes are found, they are transferred to Lunch Money within seconds.
- Does Bank of Scotland Personal support pending transactions?
- Yes — Bank of Scotland Personal exposes pending transactions, and Synci syncs them to Lunch Money. When the bank eventually books them, Synci automatically updates the same transactions in Lunch Money rather than creating duplicates.
- Are Bank of Scotland Personal credit card accounts supported?
- Yes — Bank of Scotland Personal credit card accounts can be connected and synced to Lunch Money alongside your regular accounts.
- Is my Bank of Scotland Personal login shared with Synci?
- No. Synci connects to Bank of Scotland Personal through regulated PSD2 APIs, which means authentication happens on Bank of Scotland Personal's own login flow. Your bank login credentials are never shared with or stored by Synci.
- Which provider does Synci use to connect to Bank of Scotland Personal?
- Synci currently connects to Bank of Scotland Personal through GoCardless, a regulated PSD2 data provider. Providers handle the technical connection to the bank — your login credentials stay between you and Bank of Scotland Personal.