Connect Bank of Scotland Personal to YNAB
Automatically sync your bank transactions and balances to your YNAB budget accounts.
Features
From
Bank of Scotland Personal
- Secure bank connection with automatic transaction syncing
- Supports pending transactions
- Supports credit card accounts
To
YNAB
- Keep your budget up to date with automatic bank sync
- Map any transaction field to YNAB-specific fields
- Transform transactions with transfer link rules
- Enrich transactions with clean merchant names, logos, and more (Pro)
Setup
How it works
Connect securely
Log in through Bank of Scotland Personal's own PSD2 flow. Synci never sees or stores your credentials.
Pick accounts
Choose which Bank of Scotland Personal accounts you want to sync.
Link to YNAB
Point those accounts at your YNAB budget accounts.
Sync automatically
Transactions and balances flow from Bank of Scotland Personal to YNAB from that point on.
FAQ
Frequently asked questions
- How often does Bank of Scotland Personal sync to YNAB?
- Synci polls Bank of Scotland Personal for new data every 30 to 360 minutes, depending on your plan. Some banks may not support high-frequency sync (30 min). When new transactions or balance changes are found, they are transferred to YNAB within seconds.
- Does Bank of Scotland Personal support pending transactions?
- Yes — Bank of Scotland Personal exposes pending transactions, and Synci syncs them to YNAB. When the bank eventually books them, Synci automatically updates the same transactions in YNAB rather than creating duplicates.
- Are Bank of Scotland Personal credit card accounts supported?
- Yes — Bank of Scotland Personal credit card accounts can be connected and synced to YNAB alongside your regular accounts.
- Is my Bank of Scotland Personal login shared with Synci?
- No. Synci connects to Bank of Scotland Personal through regulated PSD2 APIs, which means authentication happens on Bank of Scotland Personal's own login flow. Your bank login credentials are never shared with or stored by Synci.
- Which provider does Synci use to connect to Bank of Scotland Personal?
- Synci currently connects to Bank of Scotland Personal through GoCardless, a regulated PSD2 data provider. Providers handle the technical connection to the bank — your login credentials stay between you and Bank of Scotland Personal.
We are not affiliated, associated, or in any way officially connected with YNAB or any of its subsidiaries or affiliates. The official YNAB website can be found at https://www.ynab.com. The names YNAB and You Need A Budget, as well as related names, tradenames, marks, trademarks, emblems, and images are registered trademarks of YNAB.