Bank of Scotland Commercial
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Connect Bank of Scotland Commercial to YNAB

Automatically sync your bank transactions and balances to your YNAB budget accounts.

Regulated PSD2 — read-onlySimple per-connection pricing

Features

From

Bank of Scotland Commercial

  • Secure bank connection with automatic transaction syncing
  • Supports pending transactions
  • Supports credit card accounts

To

YNAB

  • Keep your budget up to date with automatic bank sync
  • Map any transaction field to YNAB-specific fields
  • Transform transactions with transfer link rules
  • Enrich transactions with clean merchant names, logos, and more (Pro)

Setup

How it works

Step 01

Connect securely

Log in through Bank of Scotland Commercial's own PSD2 flow. Synci never sees or stores your credentials.

Step 02

Pick accounts

Choose which Bank of Scotland Commercial accounts you want to sync.

Step 03

Link to YNAB

Point those accounts at your YNAB budget accounts.

Step 04

Sync automatically

Transactions and balances flow from Bank of Scotland Commercial to YNAB from that point on.

FAQ

Frequently asked questions

How often does Bank of Scotland Commercial sync to YNAB?
Synci polls Bank of Scotland Commercial for new data every 30 to 360 minutes, depending on your plan. Some banks may not support high-frequency sync (30 min). When new transactions or balance changes are found, they are transferred to YNAB within seconds.
Does Bank of Scotland Commercial support pending transactions?
Yes — Bank of Scotland Commercial exposes pending transactions, and Synci syncs them to YNAB. When the bank eventually books them, Synci automatically updates the same transactions in YNAB rather than creating duplicates.
Are Bank of Scotland Commercial credit card accounts supported?
Yes — Bank of Scotland Commercial credit card accounts can be connected and synced to YNAB alongside your regular accounts.
Is my Bank of Scotland Commercial login shared with Synci?
No. Synci connects to Bank of Scotland Commercial through regulated PSD2 APIs, which means authentication happens on Bank of Scotland Commercial's own login flow. Your bank login credentials are never shared with or stored by Synci.
Which provider does Synci use to connect to Bank of Scotland Commercial?
Synci currently connects to Bank of Scotland Commercial through GoCardless, a regulated PSD2 data provider. Providers handle the technical connection to the bank — your login credentials stay between you and Bank of Scotland Commercial.

We are not affiliated, associated, or in any way officially connected with YNAB or any of its subsidiaries or affiliates. The official YNAB website can be found at https://www.ynab.com. The names YNAB and You Need A Budget, as well as related names, tradenames, marks, trademarks, emblems, and images are registered trademarks of YNAB.