The Co-Operative Bank Retail
Bank
YNAB
Budgeting app
Connect The Co-Operative Bank Retail to YNAB
Automatically sync your transactions and balances to your YNAB budget accounts.
Features
Everything, end to end.
From
The Co-Operative Bank Retail
- Sync scheduleEvery 30 to 360 min
- Pending transactionsMay be unavailable
- Credit card accountsMay be unavailable
- History on first syncUp to 390 days
- Bank login renewalEvery 90 days
To
YNAB
- Keep your budget up to date with automatic bank sync
- Map any transaction field to YNAB-specific fields
- Transform transactions with transfer link rules
- Enrich transactions with clean merchant names, logos, and more (Pro)
Setup
How do you connect The Co-Operative Bank Retail to YNAB?
Synci syncs new booked transactions and balances automatically, and your first sync imports up to 390 days of history.
Connect securely
Log in through The Co-Operative Bank Retail's own PSD2 flow. Synci never sees or stores your credentials.
Pick accounts
Choose which The Co-Operative Bank Retail accounts you want to sync.
Link to YNAB
Point those accounts at your YNAB budget accounts.
Sync automatically
Transactions and balances flow from The Co-Operative Bank Retail to YNAB from that point on.
Pricing
Pricing that scales with you.
Pay only for the bank connections you need. Start small and add more as you grow.
Basic
A flexible, pay-per-connection plan — perfect for users with simple needs.
connections
€3.32/month
€39.90 billed yearly
Includes:
- Unlimited destinations
- 2 rules per connection
- 1 condition per rule
- 1 action per rule
- 30-day data retention
- Bank sync every 6 hours
- Not included:Transaction enrichment
Pro
Premium plan with transaction enrichment, more rules, high-frequency sync, and priority support.
connections
€4.58/month
€54.90 billed yearly
Includes:
- Unlimited destinations
- Unlimited rules
- 5 conditions per rule
- 5 actions per rule
- 365-day data retention
- High-frequency bank sync (every 30 min)
- Transaction enrichment
Enterprise
Unlimited pay-as-you-go plan tailored to businesses and high-volume individuals.
connections
Usage-based pricing
Includes:
- Unlimited destinations
- Unlimited rules
- 5 conditions per rule
- 5 actions per rule
- 730-day data retention
- High-frequency bank sync (every 30 min)
- Transaction enrichment
FAQ
Questions, answered.
Synci polls The Co-Operative Bank Retail for new data every 30 to 360 minutes, depending on your plan. Some banks may not support high-frequency sync (30 min). When new transactions or balance changes are found, they are transferred to YNAB within seconds.
The Co-Operative Bank Retail may not expose pending transactions through PSD2. Booked transactions are always supported, and are typically available within a day of being processed by the bank.
When you first connect The Co-Operative Bank Retail, Synci can import up to 390 days of transaction history into YNAB. From that point on, new transactions and balance changes are synced continuously.
The Co-Operative Bank Retail may not expose credit card accounts through PSD2. If yours does, you'll see them listed when you connect.
No. Synci connects to The Co-Operative Bank Retail through regulated PSD2 APIs, which means authentication happens on The Co-Operative Bank Retail's own login flow. Your bank login credentials are never shared with or stored by Synci.
Synci currently connects to The Co-Operative Bank Retail through GoCardless, a regulated PSD2 data provider. Providers handle the technical connection to the bank — your login credentials stay between you and The Co-Operative Bank Retail.
We are not affiliated, associated, or in any way officially connected with YNAB or any of its subsidiaries or affiliates. The official YNAB website can be found at https://www.ynab.com. The names YNAB and You Need A Budget, as well as related names, tradenames, marks, trademarks, emblems, and images are registered trademarks of YNAB.