HSBC Business
Actual Budget logo
Beam

Connect HSBC Business to Actual Budget

Sync your transactions and balances to Actual Budget through its built-in SimpleFIN bank sync.

Regulated Open BankingSimple per-connection pricing

Features

From

HSBC Business

  • Secure bank connection with automatic transaction syncing
  • Supports pending transactions
  • Supports credit card accounts

To

Actual Budget

  • Works with any hosted Actual server, including self-hosted and PikaPods
  • Syncs through the SimpleFIN bank sync built into Actual, no scripts or browser extensions needed
  • Run Bank Sync in Actual whenever you want fresh data
  • Customize payees and descriptions with bank account rules
  • Secure, read-only access limited to the accounts you choose to share

Setup

How it works

Step 01

Connect securely

Log in through HSBC Business's own PSD2 flow. Synci never sees or stores your credentials.

Step 02

Pick accounts

Choose which HSBC Business accounts you want to sync.

Step 03

Link to Actual Budget

Step 04

Sync automatically

Transactions and balances flow from HSBC Business to Actual Budget from that point on.

FAQ

Frequently asked questions

How often does HSBC Business sync to Actual Budget?
Synci polls HSBC Business for new data every 30 to 360 minutes, depending on your plan. Some banks may not support high-frequency sync (30 min). When new transactions or balance changes are found, they are transferred to Actual Budget within seconds.
Does HSBC Business support pending transactions?
Yes — HSBC Business exposes pending transactions, and Synci syncs them to Actual Budget. When the bank eventually books them, Synci automatically updates the same transactions in Actual Budget rather than creating duplicates.
Are HSBC Business credit card accounts supported?
Yes — HSBC Business credit card accounts can be connected and synced to Actual Budget alongside your regular accounts.
Is my HSBC Business login shared with Synci?
No. Synci connects to HSBC Business through regulated PSD2 APIs, which means authentication happens on HSBC Business's own login flow. Your bank login credentials are never shared with or stored by Synci.
Which provider does Synci use to connect to HSBC Business?
Synci currently connects to HSBC Business through GoCardless, a regulated PSD2 data provider. Providers handle the technical connection to the bank — your login credentials stay between you and HSBC Business.