Connect MBNA Personal to Lunch Money
Automatically sync your bank transactions and balances to your Lunch Money accounts.
Regulated PSD2 — read-onlySimple per-connection pricing
Features
From
MBNA Personal
- Secure bank connection with automatic transaction syncing
- Supports pending transactions
- Supports credit card accounts
To
Lunch Money
- Keep your budget up to date with automatic bank sync
- Map any transaction field to Lunch Money-specific fields
- Transform transactions with transfer link rules
- Enrich transactions with clean merchant names, logos, and more (Pro)
Setup
How it works
Step 01
Connect securely
Log in through MBNA Personal's own PSD2 flow. Synci never sees or stores your credentials.
Step 02
Pick accounts
Choose which MBNA Personal accounts you want to sync.
Step 03
Link to Lunch Money
Point those accounts at your Lunch Money accounts.
Step 04
Sync automatically
Transactions and balances flow from MBNA Personal to Lunch Money from that point on.
FAQ
Frequently asked questions
- How often does MBNA Personal sync to Lunch Money?
- Synci polls MBNA Personal for new data every 30 to 360 minutes, depending on your plan. Some banks may not support high-frequency sync (30 min). When new transactions or balance changes are found, they are transferred to Lunch Money within seconds.
- Does MBNA Personal support pending transactions?
- Yes — MBNA Personal exposes pending transactions, and Synci syncs them to Lunch Money. When the bank eventually books them, Synci automatically updates the same transactions in Lunch Money rather than creating duplicates.
- Are MBNA Personal credit card accounts supported?
- Yes — MBNA Personal credit card accounts can be connected and synced to Lunch Money alongside your regular accounts.
- Is my MBNA Personal login shared with Synci?
- No. Synci connects to MBNA Personal through regulated PSD2 APIs, which means authentication happens on MBNA Personal's own login flow. Your bank login credentials are never shared with or stored by Synci.
- Which provider does Synci use to connect to MBNA Personal?
- Synci currently connects to MBNA Personal through GoCardless, a regulated PSD2 data provider. Providers handle the technical connection to the bank — your login credentials stay between you and MBNA Personal.