Connect Marks & Spencer to YNAB
Automatically sync your bank transactions and balances to your YNAB budget accounts.
Features
From
Marks & Spencer
- Secure bank connection with automatic transaction syncing
- Supports pending transactions
- Supports credit card accounts
To
YNAB
- Keep your budget up to date with automatic bank sync
- Map any transaction field to YNAB-specific fields
- Transform transactions with transfer link rules
- Enrich transactions with clean merchant names, logos, and more (Pro)
Setup
How it works
Connect securely
Log in through Marks & Spencer's own PSD2 flow. Synci never sees or stores your credentials.
Pick accounts
Choose which Marks & Spencer accounts you want to sync.
Link to YNAB
Point those accounts at your YNAB budget accounts.
Sync automatically
Transactions and balances flow from Marks & Spencer to YNAB from that point on.
FAQ
Frequently asked questions
- How often does Marks & Spencer sync to YNAB?
- Synci polls Marks & Spencer for new data every 30 to 360 minutes, depending on your plan. Some banks may not support high-frequency sync (30 min). When new transactions or balance changes are found, they are transferred to YNAB within seconds.
- Does Marks & Spencer support pending transactions?
- Yes — Marks & Spencer exposes pending transactions, and Synci syncs them to YNAB. When the bank eventually books them, Synci automatically updates the same transactions in YNAB rather than creating duplicates.
- Are Marks & Spencer credit card accounts supported?
- Yes — Marks & Spencer credit card accounts can be connected and synced to YNAB alongside your regular accounts.
- Is my Marks & Spencer login shared with Synci?
- No. Synci connects to Marks & Spencer through regulated PSD2 APIs, which means authentication happens on Marks & Spencer's own login flow. Your bank login credentials are never shared with or stored by Synci.
- Which provider does Synci use to connect to Marks & Spencer?
- Synci currently connects to Marks & Spencer through GoCardless, a regulated PSD2 data provider. Providers handle the technical connection to the bank — your login credentials stay between you and Marks & Spencer.
We are not affiliated, associated, or in any way officially connected with YNAB or any of its subsidiaries or affiliates. The official YNAB website can be found at https://www.ynab.com. The names YNAB and You Need A Budget, as well as related names, tradenames, marks, trademarks, emblems, and images are registered trademarks of YNAB.