Royal Bank of Scotland
Bank
Lunch Money
Budgeting app
Connect Royal Bank of Scotland to Lunch Money
Automatically sync your transactions and balances to your Lunch Money accounts.
Features
Everything, end to end.
From
Royal Bank of Scotland
- Sync scheduleEvery 30 to 360 min
- Pending transactionsSupported
- Credit card accountsSupported
- History on first syncUp to 730 days
- Bank login renewalEvery 90 days
To
Lunch Money
- Keep your budget up to date with automatic bank sync
- Map any transaction field to Lunch Money-specific fields
- Transform transactions with transfer link rules
- Enrich transactions with clean merchant names, logos, and more (Pro)
Setup
How do you connect Royal Bank of Scotland to Lunch Money?
Synci syncs new transactions and balances automatically, including pending transactions where the bank exposes them, and your first sync imports up to 730 days of history.
Connect securely
Log in through Royal Bank of Scotland's own PSD2 flow. Synci never sees or stores your credentials.
Pick accounts
Choose which Royal Bank of Scotland accounts you want to sync.
Link to Lunch Money
Point those accounts at your Lunch Money accounts.
Sync automatically
Transactions and balances flow from Royal Bank of Scotland to Lunch Money from that point on.
Pricing
Pricing that scales with you.
Pay only for the bank connections you need. Start small and add more as you grow.
Basic
A flexible, pay-per-connection plan — perfect for users with simple needs.
connections
€3.32/month
€39.90 billed yearly
Includes:
- Unlimited destinations
- 2 rules per connection
- 1 condition per rule
- 1 action per rule
- 30-day data retention
- Bank sync every 6 hours
- Not included:Transaction enrichment
Pro
Premium plan with transaction enrichment, more rules, high-frequency sync, and priority support.
connections
€4.58/month
€54.90 billed yearly
Includes:
- Unlimited destinations
- Unlimited rules
- 5 conditions per rule
- 5 actions per rule
- 365-day data retention
- High-frequency bank sync (every 30 min)
- Transaction enrichment
Enterprise
Unlimited pay-as-you-go plan tailored to businesses and high-volume individuals.
connections
Usage-based pricing
Includes:
- Unlimited destinations
- Unlimited rules
- 5 conditions per rule
- 5 actions per rule
- 730-day data retention
- High-frequency bank sync (every 30 min)
- Transaction enrichment
FAQ
Questions, answered.
Synci polls Royal Bank of Scotland for new data every 30 to 360 minutes, depending on your plan. Some banks may not support high-frequency sync (30 min). When new transactions or balance changes are found, they are transferred to Lunch Money within seconds.
Yes — Royal Bank of Scotland exposes pending transactions, and Synci syncs them to Lunch Money. When the bank eventually books them, Synci automatically updates the same transactions in Lunch Money rather than creating duplicates.
When you first connect Royal Bank of Scotland, Synci can import up to 730 days of transaction history into Lunch Money. From that point on, new transactions and balance changes are synced continuously.
Yes — Royal Bank of Scotland credit card accounts can be connected and synced to Lunch Money alongside your regular accounts.
No. Synci connects to Royal Bank of Scotland through regulated PSD2 APIs, which means authentication happens on Royal Bank of Scotland's own login flow. Your bank login credentials are never shared with or stored by Synci.
Synci currently connects to Royal Bank of Scotland through GoCardless, a regulated PSD2 data provider. Providers handle the technical connection to the bank — your login credentials stay between you and Royal Bank of Scotland.