Connect Santander Personal to YNAB
Automatically sync your bank transactions and balances to your YNAB budget accounts.
Features
From
Santander Personal
- Secure bank connection with automatic transaction syncing
- Supports pending transactions
- Might not support credit card accounts
To
YNAB
- Keep your budget up to date with automatic bank sync
- Map any transaction field to YNAB-specific fields
- Transform transactions with transfer link rules
- Enrich transactions with clean merchant names, logos, and more (Pro)
Setup
How it works
Connect securely
Log in through Santander Personal's own PSD2 flow. Synci never sees or stores your credentials.
Pick accounts
Choose which Santander Personal accounts you want to sync.
Link to YNAB
Point those accounts at your YNAB budget accounts.
Sync automatically
Transactions and balances flow from Santander Personal to YNAB from that point on.
FAQ
Frequently asked questions
- How often does Santander Personal sync to YNAB?
- Synci polls Santander Personal for new data every 30 to 360 minutes, depending on your plan. Some banks may not support high-frequency sync (30 min). When new transactions or balance changes are found, they are transferred to YNAB within seconds.
- Does Santander Personal support pending transactions?
- Yes — Santander Personal exposes pending transactions, and Synci syncs them to YNAB. When the bank eventually books them, Synci automatically updates the same transactions in YNAB rather than creating duplicates.
- Are Santander Personal credit card accounts supported?
- Santander Personal may not expose credit card accounts through PSD2. If yours does, you'll see them listed when you connect.
- Is my Santander Personal login shared with Synci?
- No. Synci connects to Santander Personal through regulated PSD2 APIs, which means authentication happens on Santander Personal's own login flow. Your bank login credentials are never shared with or stored by Synci.
- Which provider does Synci use to connect to Santander Personal?
- Synci currently connects to Santander Personal through GoCardless, a regulated PSD2 data provider. Providers handle the technical connection to the bank — your login credentials stay between you and Santander Personal.
We are not affiliated, associated, or in any way officially connected with YNAB or any of its subsidiaries or affiliates. The official YNAB website can be found at https://www.ynab.com. The names YNAB and You Need A Budget, as well as related names, tradenames, marks, trademarks, emblems, and images are registered trademarks of YNAB.