Connect smile to YNAB
Automatically sync your bank transactions and balances to your YNAB budget accounts.
Regulated PSD2 — read-onlySimple per-connection pricing
Features
From
smile
- Secure bank connection with automatic transaction syncing
- Might not support pending transactions
- Might not support credit card accounts
To
YNAB
- Keep your budget up to date with automatic bank sync
- Map any transaction field to YNAB-specific fields
- Transform transactions with transfer link rules
- Enrich transactions with clean merchant names, logos, and more (Pro)
Setup
How it works
Step 01
Connect securely
Log in through smile's own PSD2 flow. Synci never sees or stores your credentials.
Step 02
Pick accounts
Choose which smile accounts you want to sync.
Step 03
Link to YNAB
Point those accounts at your YNAB budget accounts.
Step 04
Sync automatically
Transactions and balances flow from smile to YNAB from that point on.
FAQ
Frequently asked questions
- How often does smile sync to YNAB?
- Synci polls smile for new data every 30 to 360 minutes, depending on your plan. Some banks may not support high-frequency sync (30 min). When new transactions or balance changes are found, they are transferred to YNAB within seconds.
- Does smile support pending transactions?
- smile may not expose pending transactions through PSD2. Booked transactions are always supported, and are typically available within a day of being processed by the bank.
- Are smile credit card accounts supported?
- smile may not expose credit card accounts through PSD2. If yours does, you'll see them listed when you connect.
- Is my smile login shared with Synci?
- No. Synci connects to smile through regulated PSD2 APIs, which means authentication happens on smile's own login flow. Your bank login credentials are never shared with or stored by Synci.
- Which provider does Synci use to connect to smile?
- Synci currently connects to smile through GoCardless, a regulated PSD2 data provider. Providers handle the technical connection to the bank — your login credentials stay between you and smile.
We are not affiliated, associated, or in any way officially connected with YNAB or any of its subsidiaries or affiliates. The official YNAB website can be found at https://www.ynab.com. The names YNAB and You Need A Budget, as well as related names, tradenames, marks, trademarks, emblems, and images are registered trademarks of YNAB.