Connect OTP Bank to Lunch Money
Automatically sync your bank transactions and balances to your Lunch Money accounts.
Regulated PSD2 — read-onlySimple per-connection pricing
Features
From
OTP Bank
- Secure bank connection with automatic transaction syncing
- Might not support pending transactions
- Might not support credit card accounts
To
Lunch Money
- Keep your budget up to date with automatic bank sync
- Map any transaction field to Lunch Money-specific fields
- Transform transactions with transfer link rules
- Enrich transactions with clean merchant names, logos, and more (Pro)
Setup
How it works
Step 01
Connect securely
Log in through OTP Bank's own PSD2 flow. Synci never sees or stores your credentials.
Step 02
Pick accounts
Choose which OTP Bank accounts you want to sync.
Step 03
Link to Lunch Money
Point those accounts at your Lunch Money accounts.
Step 04
Sync automatically
Transactions and balances flow from OTP Bank to Lunch Money from that point on.
FAQ
Frequently asked questions
- How often does OTP Bank sync to Lunch Money?
- Synci polls OTP Bank for new data every 30 to 360 minutes, depending on your plan. Some banks may not support high-frequency sync (30 min). When new transactions or balance changes are found, they are transferred to Lunch Money within seconds.
- Does OTP Bank support pending transactions?
- OTP Bank may not expose pending transactions through PSD2. Booked transactions are always supported, and are typically available within a day of being processed by the bank.
- Are OTP Bank credit card accounts supported?
- OTP Bank may not expose credit card accounts through PSD2. If yours does, you'll see them listed when you connect.
- Is my OTP Bank login shared with Synci?
- No. Synci connects to OTP Bank through regulated PSD2 APIs, which means authentication happens on OTP Bank's own login flow. Your bank login credentials are never shared with or stored by Synci.
- Which provider does Synci use to connect to OTP Bank?
- Synci currently connects to OTP Bank through GoCardless, a regulated PSD2 data provider. Providers handle the technical connection to the bank — your login credentials stay between you and OTP Bank.