Connect CREDEM Retail to YNAB
Automatically sync your bank transactions and balances to your YNAB budget accounts.
Features
From
CREDEM Retail
- Secure bank connection with automatic transaction syncing
- Might not support pending transactions
- Might not support credit card accounts
To
YNAB
- Keep your budget up to date with automatic bank sync
- Map any transaction field to YNAB-specific fields
- Transform transactions with transfer link rules
- Enrich transactions with clean merchant names, logos, and more (Pro)
Setup
How it works
Connect securely
Log in through CREDEM Retail's own PSD2 flow. Synci never sees or stores your credentials.
Pick accounts
Choose which CREDEM Retail accounts you want to sync.
Link to YNAB
Point those accounts at your YNAB budget accounts.
Sync automatically
Transactions and balances flow from CREDEM Retail to YNAB from that point on.
FAQ
Frequently asked questions
- How often does CREDEM Retail sync to YNAB?
- Synci polls CREDEM Retail for new data every 30 to 360 minutes, depending on your plan. Some banks may not support high-frequency sync (30 min). When new transactions or balance changes are found, they are transferred to YNAB within seconds.
- Does CREDEM Retail support pending transactions?
- CREDEM Retail may not expose pending transactions through PSD2. Booked transactions are always supported, and are typically available within a day of being processed by the bank.
- Are CREDEM Retail credit card accounts supported?
- CREDEM Retail may not expose credit card accounts through PSD2. If yours does, you'll see them listed when you connect.
- Is my CREDEM Retail login shared with Synci?
- No. Synci connects to CREDEM Retail through regulated PSD2 APIs, which means authentication happens on CREDEM Retail's own login flow. Your bank login credentials are never shared with or stored by Synci.
- Which provider does Synci use to connect to CREDEM Retail?
- Synci currently connects to CREDEM Retail through GoCardless, a regulated PSD2 data provider. Providers handle the technical connection to the bank — your login credentials stay between you and CREDEM Retail.
We are not affiliated, associated, or in any way officially connected with YNAB or any of its subsidiaries or affiliates. The official YNAB website can be found at https://www.ynab.com. The names YNAB and You Need A Budget, as well as related names, tradenames, marks, trademarks, emblems, and images are registered trademarks of YNAB.