Connect Banco Santander to Actual Budget
Sync your transactions and balances to Actual Budget through its built-in SimpleFIN bank sync.
Regulated Open BankingSimple per-connection pricing
Features
From
Banco Santander
- Secure bank connection with automatic transaction syncing
- Might not support pending transactions
- Might not support credit card accounts
To
Actual Budget
- Works with any hosted Actual server, including self-hosted and PikaPods
- Syncs through the SimpleFIN bank sync built into Actual, no scripts or browser extensions needed
- Run Bank Sync in Actual whenever you want fresh data
- Customize payees and descriptions with bank account rules
- Secure, read-only access limited to the accounts you choose to share
Setup
How it works
Step 01
Connect securely
Log in through Banco Santander's own PSD2 flow. Synci never sees or stores your credentials.
Step 02
Pick accounts
Choose which Banco Santander accounts you want to sync.
Step 03
Link to Actual Budget
Step 04
Sync automatically
Transactions and balances flow from Banco Santander to Actual Budget from that point on.
FAQ
Frequently asked questions
- How often does Banco Santander sync to Actual Budget?
- Synci polls Banco Santander for new data every 30 to 360 minutes, depending on your plan. Some banks may not support high-frequency sync (30 min). When new transactions or balance changes are found, they are transferred to Actual Budget within seconds.
- Does Banco Santander support pending transactions?
- Banco Santander may not expose pending transactions through PSD2. Booked transactions are always supported, and are typically available within a day of being processed by the bank.
- Are Banco Santander credit card accounts supported?
- Banco Santander may not expose credit card accounts through PSD2. If yours does, you'll see them listed when you connect.
- Is my Banco Santander login shared with Synci?
- No. Synci connects to Banco Santander through regulated PSD2 APIs, which means authentication happens on Banco Santander's own login flow. Your bank login credentials are never shared with or stored by Synci.
- Which provider does Synci use to connect to Banco Santander?
- Synci currently connects to Banco Santander through GoCardless, a regulated PSD2 data provider. Providers handle the technical connection to the bank — your login credentials stay between you and Banco Santander.