Connect Sparebank 1 SMN to Actual Budget
Sync your transactions and balances to Actual Budget through its built-in SimpleFIN bank sync.
Regulated Open BankingSimple per-connection pricing
Features
From
Sparebank 1 SMN
- Secure bank connection with automatic transaction syncing
- Supports pending transactions
- Might not support credit card accounts
To
Actual Budget
- Works with any hosted Actual server, including self-hosted and PikaPods
- Syncs through the SimpleFIN bank sync built into Actual, no scripts or browser extensions needed
- Run Bank Sync in Actual whenever you want fresh data
- Customize payees and descriptions with bank account rules
- Secure, read-only access limited to the accounts you choose to share
Setup
How it works
Step 01
Connect securely
Log in through Sparebank 1 SMN's own PSD2 flow. Synci never sees or stores your credentials.
Step 02
Pick accounts
Choose which Sparebank 1 SMN accounts you want to sync.
Step 03
Link to Actual Budget
Step 04
Sync automatically
Transactions and balances flow from Sparebank 1 SMN to Actual Budget from that point on.
FAQ
Frequently asked questions
- How often does Sparebank 1 SMN sync to Actual Budget?
- Synci polls Sparebank 1 SMN for new data every 30 to 360 minutes, depending on your plan. Some banks may not support high-frequency sync (30 min). When new transactions or balance changes are found, they are transferred to Actual Budget within seconds.
- Does Sparebank 1 SMN support pending transactions?
- Yes — Sparebank 1 SMN exposes pending transactions, and Synci syncs them to Actual Budget. When the bank eventually books them, Synci automatically updates the same transactions in Actual Budget rather than creating duplicates.
- Are Sparebank 1 SMN credit card accounts supported?
- Sparebank 1 SMN may not expose credit card accounts through PSD2. If yours does, you'll see them listed when you connect.
- Is my Sparebank 1 SMN login shared with Synci?
- No. Synci connects to Sparebank 1 SMN through regulated PSD2 APIs, which means authentication happens on Sparebank 1 SMN's own login flow. Your bank login credentials are never shared with or stored by Synci.
- Which provider does Synci use to connect to Sparebank 1 SMN?
- Synci currently connects to Sparebank 1 SMN through GoCardless, a regulated PSD2 data provider. Providers handle the technical connection to the bank — your login credentials stay between you and Sparebank 1 SMN.