Banco Santander
Bank
Lunch Money
Budgeting app
Connect Banco Santander to Lunch Money
Automatically sync your transactions and balances to your Lunch Money accounts.
Features
Everything, end to end.
From
Banco Santander
- Sync scheduleEvery 60 to 360 min
- Pending transactionsSupported
- Credit card accountsMay be unavailable
- History on first syncUp to 90 days
- Bank login renewalEvery 180 days
To
Lunch Money
- Keep your budget up to date with automatic bank sync
- Map any transaction field to Lunch Money-specific fields
- Transform transactions with transfer link rules
- Enrich transactions with clean merchant names, logos, and more (Pro)
Setup
How do you connect Banco Santander to Lunch Money?
Synci syncs new transactions and balances automatically, including pending transactions where the bank exposes them, and your first sync imports up to 90 days of history.
Connect securely
Log in through Banco Santander's own PSD2 flow. Synci never sees or stores your credentials.
Pick accounts
Choose which Banco Santander accounts you want to sync.
Link to Lunch Money
Point those accounts at your Lunch Money accounts.
Sync automatically
Transactions and balances flow from Banco Santander to Lunch Money from that point on.
Pricing
Pay per connection.
Pick the plan that matches how often you want fresh data and how far back you need to look. All plans include a 14-day free trial.
Basic
Our entry pay-per-connection plan. Perfect for people with simple needs.
connections
€2.00/month
€23.99 billed yearly
14 days free, cancel anytime.
Includes:
- Unlimited accounts
- Unlimited destinations
- 2 rules per connection
- Bank sync every 6 hours
- 60-day data retention
- Not included:Priority support
AI assistants:
- 60 days of history for your AI assistant
- Not included:Merchant identification
- Not included:Transaction categorization
Pro
Depth for your AI assistants and budgeting tools: enrichment, up to two years of history & fast sync.
connections
€4.33/month
€51.99 billed yearly
14 days free, cancel anytime.
Includes:
- Unlimited accounts
- Unlimited destinations
- Unlimited rules
- Bank sync every 2 hours
- 730-day data retention
- Priority support
AI assistants:
- Up to 2 years of history for your AI assistant
- Merchant identification
- Transaction categorization
Business
Unlimited pay-as-you-go plan tailored to developers and businesses.
connections
Usage-based pricing
Bespoke agreement.
Includes:
- Unlimited accounts
- Unlimited destinations
- Unlimited rules
- Bank sync every 2 hours
- 730-day data retention
- Priority support
AI assistants:
- Up to 2 years of history for your AI assistant
- Merchant identification
- Transaction categorization
FAQ
Common questions
Synci polls Banco Santander for new data every 6 hours by default, and as often as every hour on a plan that allows it. Many banks enforce their own daily cap on automated requests, so accounts at those banks are moved to a slower schedule automatically. When new transactions or balance changes are found, they are transferred to Lunch Money within seconds.
Yes — Banco Santander exposes pending transactions, and Synci syncs them to Lunch Money. When the bank eventually books them, Synci automatically updates the same transactions in Lunch Money rather than creating duplicates.
When you first connect Banco Santander, Synci can import up to 90 days of transaction history into Lunch Money. From that point on, new transactions and balance changes are synced continuously.
Banco Santander may not expose credit card accounts through PSD2. If yours does, you'll see them listed when you connect.
No. Synci connects to Banco Santander through regulated PSD2 APIs, which means authentication happens on Banco Santander's own login flow. Your bank login credentials are never shared with or stored by Synci.
Synci currently connects to Banco Santander through GoCardless, a regulated PSD2 data provider. Providers handle the technical connection to the bank — your login credentials stay between you and Banco Santander.