N26 Bank
Bank
YNAB
Budgeting app
Connect N26 Bank to YNAB
Automatically sync your transactions and balances to your YNAB budget accounts.
Features
Everything, end to end.
From
N26 Bank
- Sync scheduleEvery 30 to 360 min
- Pending transactionsMay be unavailable
- Credit card accountsSupported
- History on first syncUp to 730 days
- Bank login renewalEvery 180 days
To
YNAB
- Keep your budget up to date with automatic bank sync
- Map any transaction field to YNAB-specific fields
- Transform transactions with transfer link rules
- Enrich transactions with clean merchant names, logos, and more (Pro)
Setup
How do you connect N26 Bank to YNAB?
Synci syncs new booked transactions and balances automatically, and your first sync imports up to 730 days of history.
Connect securely
Log in through N26 Bank's own PSD2 flow. Synci never sees or stores your credentials.
Pick accounts
Choose which N26 Bank accounts you want to sync.
Link to YNAB
Point those accounts at your YNAB budget accounts.
Sync automatically
Transactions and balances flow from N26 Bank to YNAB from that point on.
Pricing
Pricing that scales with you.
Pay only for the bank connections you need. Start small and add more as you grow.
Basic
Our entry pay-per-connection plan. Perfect for people with simple needs.
connections
€2.00/month
€23.99 billed yearly
Includes:
- Unlimited accounts
- Unlimited destinations
- 2 rules per connection
- Bank sync every 6 hours
- 60-day data retention
- Not included:Priority support
AI assistants:
- 60 days of history for your AI assistant
- Not included:Merchant identification
- Not included:Transaction categorization
Pro
Depth for your AI assistants and budgeting tools: enrichment, up to two years of history & fast sync.
connections
€4.33/month
€51.99 billed yearly
Includes:
- Unlimited accounts
- Unlimited destinations
- Unlimited rules
- High-frequency bank sync (every 30 min)
- 730-day data retention
- Priority support
AI assistants:
- Up to 2 years of history for your AI assistant
- Merchant identification
- Transaction categorization
Business
Unlimited pay-as-you-go plan tailored to developers and businesses.
connections
Usage-based pricing
Includes:
- Unlimited accounts
- Unlimited destinations
- Unlimited rules
- High-frequency bank sync (every 30 min)
- 730-day data retention
- Priority support
AI assistants:
- Up to 2 years of history for your AI assistant
- Merchant identification
- Transaction categorization
FAQ
Questions, answered.
Synci polls N26 Bank for new data every 30 to 360 minutes, depending on your plan. Some banks may not support high-frequency sync (30 min). When new transactions or balance changes are found, they are transferred to YNAB within seconds.
N26 Bank may not expose pending transactions through PSD2. Booked transactions are always supported, and are typically available within a day of being processed by the bank.
When you first connect N26 Bank, Synci can import up to 730 days of transaction history into YNAB. From that point on, new transactions and balance changes are synced continuously.
Yes — N26 Bank credit card accounts can be connected and synced to YNAB alongside your regular accounts.
No. Synci connects to N26 Bank through regulated PSD2 APIs, which means authentication happens on N26 Bank's own login flow. Your bank login credentials are never shared with or stored by Synci.
Synci currently connects to N26 Bank through GoCardless, a regulated PSD2 data provider. Providers handle the technical connection to the bank — your login credentials stay between you and N26 Bank.
We are not affiliated, associated, or in any way officially connected with YNAB or any of its subsidiaries or affiliates. The official YNAB website can be found at https://www.ynab.com. The names YNAB and You Need A Budget, as well as related names, tradenames, marks, trademarks, emblems, and images are registered trademarks of YNAB.