Tink and European account aggregation
Tink provides financial-data infrastructure for applications and businesses. Its account aggregation connects bank information to products built on top of its API. Synci focuses on managing your connections and making your data usable in supported apps and AI assistants.
By Synci · Last verified
What is Tink’s product model?
Tink’s account aggregation powers three named data products: Transactions, Account Check and Money Manager.
Tink Link is its front-end SDK for the end-user authentication flow.
Sources: Tink: account aggregation
Published coverage and refresh frequency
Tink states that its aggregation connects to over 3,400 financial institutions across Europe and is live in 18 markets.
It advertises background data refreshes up to four times a day without requiring users to authenticate for each refresh.
Sources: Tink: account aggregation
How to get pricing for a new integration
Tink directs new customers to its sales team for personalised pricing. Its public pricing page marks the listed prices as applying exclusively to existing customers.
When Tink is a better choice
Tink is worth evaluating when you are building a financial product around its aggregation or related products and want that provider relationship directly. Existing Tink customers should evaluate their current integration before adding another data layer.
Synci is a different fit: you want to manage your own bank connections, clean up transactions with rules, and connect them to supported destinations without writing those integrations yourself. Synci also has an API for custom applications. This overview does not claim that Tink is a Synci upstream provider.
Building an app for your users?
For a budgeting or personal finance app, consider whether you want to manage the provider integration yourself. Synci Managed apps connect your users’ bank and brokerage accounts through a Synci-hosted portal. Your users do not need a Synci account.
Register users from your backend through the Managed Users API and receive transactions and connection events by webhook. Managed apps are priced per active connection, with no provider application, AISP licence or bank integration work on your side.
Questions and answers
- Is Tink a budgeting app?
- Tink’s account aggregation is infrastructure that other applications integrate. To use your own accounts in a budget, choose an app and verify which data providers it supports.
- Does Tink coverage prove the same bank works in Synci?
- No. Each service has its own coverage. Use Synci’s live bank directory to check Synci support and Tink’s own information to check a Tink integration.
Sources and verification
Checked on 25 September 2026. Provider details can change; follow the linked documentation for current setup requirements.
Synci is not affiliated with, endorsed by, or connected to Tink. All product names and trademarks are the property of their respective owners.
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