European open banking

European bank data starts with your country and bank

European open banking gives applications a route to authorized account data, but coverage is not uniform. Check your bank’s exact entity and supported account types, then choose a destination such as ChatGPT, Claude, Actual Budget, or YNAB.

By Synci · Last verified

Explore Synci’s European coverage

Each country page lists institutions from Synci’s live directory. Use those pages to inspect your own bank; a country page can include coverage limitations and should not be read as a claim that every domestic bank is available.

What to check on the bank page

For groups such as SpareBank 1, choose the actual regional bank. For banks operating in several countries, select the country in which your account is held. Those choices can lead to different connection flows and available data.

  • The correct entity: retail, business, card, and regional-bank entries can be separate.
  • Account types: card support is listed separately; not every account visible in online banking is exposed.
  • Initial history: the institution determines how far back the first import can go.
  • Consent duration: expect to authorize again when the bank requires it.
  • Current availability: a listed institution may be temporarily unavailable.

Connect the bank to the task

Bank refresh and destination behavior are separate. Synci refreshes upstream data; a budgeting destination may import it, while an AI assistant reads it on demand. Choose the destination guide to understand what happens after the bank connection is established.

Europe is a geography, not a single API

A provider’s country coverage, the applicable regulatory framework, and the bank’s supported products are different facts. EU and EEA account-data access, UK connections, and other markets should not be treated as identical.

Synci also has a separate New Zealand coverage page. It belongs to a different connection context and is not included in the European country list above.

If you are building an application

Compare direct provider access with a managed API only after checking the institutions and data you need. Test consent renewal and stale-data handling as well as the first successful request. Those details matter more to a useful application than a broad coverage headline.

Questions and answers

Can I connect Norwegian bank accounts to an AI assistant?
For banks supported by Synci, authorize the bank connection and then grant your assistant read-only access to the selected accounts. The Norway coverage page and ChatGPT or Claude destination guide cover those two steps.
Does European coverage mean all European banks are supported?
No. Check the current directory for your country and exact institution. Account types, available history, and connection status can vary even within one country.

Sources and verification

Checked on 23 September 2026. Provider details can change; follow the linked documentation for current setup requirements. This guide is published by Synci.

Put your bank data to use.

Check your bank, connect the accounts you need, and choose where to use them.