Your bank

2,900+ supported

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Grok

AI assistant

Connect Grok to your bank data

Add Synci as a custom connector in Grok and it gets read-only access to the accounts you share, and to nothing else.

Regulated Open Banking

In practice

What you can ask Grok.

Questions that reach past one account, one statement period, or the merchant names your bank sends.

GrokExample data

€13,682.40 across six accounts. Four balances are current, two are more than a day old, so treat those two as approximate.

Total across all accounts

€13,682.406 accounts, 3 institutions

  • Brokerage40 min ago€6,420.00
  • Savings2 days ago€5,200.00
  • Checking12 min ago€2,140.55
  • Credit card12 min ago-€412.05

Balances carry an as-of time, so staleness stays visible

Why Synci

Can Grok read your bank transactions?

Yes, once Synci is added as a custom connector. Grok supports MCP: link your bank to Synci through its own regulated open-banking login, then go to grok.com/connectors, choose New Connector and then Custom, and paste https://api.synci.io/mcp. Grok then reads the accounts you shared and nothing more.

Synci has no Grok-specific integration and does not need one: it runs an MCP server, and Grok is one client that can connect to it. That is why setup is a URL and a sign-in.

Features

Grok

  • Added at grok.com/connectors as a custom MCP connector
  • Reads transactions, balances and positions for the accounts you share
  • One connector reaches your bank, your broker and your exchange
  • Read-only by design: Grok cannot move money or change anything
  • Standard sign-in, no API keys to create or store
  • Revoke access from your Synci account at any time

Scope

Exactly what Grok can and cannot do.

Grok reaches your accounts through five read-only tools.

  • list_accounts
  • get_account_balance
  • list_transactions
  • list_holdings
  • list_connections

Grok can

  • List the accounts you shared, across banks, brokerages and crypto exchanges
  • Read recent balance snapshots, with the timestamp they were taken
  • Read transactions in a date range you or it asks for
  • Read investment and crypto holdings: symbol, quantity, market value
  • Check the health of your connections, so it can tell you when data is stale

Grok cannot

  • Move money, make payments, or place trades
  • Change anything at all: the server is read-only and has no write operations
  • See accounts you did not share, or reach your bank directly
  • See your bank login, which never leaves your bank's own flow
  • See sensitive identifiers: IBAN, BBAN, card numbers, phone numbers and owner names are omitted

Enrichment is opt-in and separate from this: when you turn it on, only pseudonymised transaction data reaches our enrichment provider, and it is never used to train models or shared with unrelated third parties. See our privacy policy for the detail.

Setup

Setting up Grok

On Grok Business and Enterprise, a team admin has to provision the connector in the cloud console before anyone in the organisation can add it. On a personal account you add it yourself.

Step 01

Connect your bank

Log in through your bank's own PSD2 flow. Synci never sees or stores your credentials.

Step 02

Choose what Grok sees

Share the accounts you want in scope. Leave out anything else.

Step 03

Add a custom connector

Go to grok.com/connectors, click New Connector, choose Custom, and paste https://api.synci.io/mcp. Complete the sign-in.

Step 04

Ask about your accounts

Grok answers questions about balances, spending and holdings in plain language.

Pricing

Pay per connection.

Pick the plan that matches how often you want fresh data and how far back you need to look. All plans include a 14-day free trial.

Basic

Our entry pay-per-connection plan. Perfect for people with simple needs.

connections

2.00/month

23.99 billed yearly

Start a free trial

14 days free, cancel anytime.

Includes:

  • Unlimited accounts
  • Unlimited destinations
  • 2 rules per connection
  • Bank sync every 6 hours
  • 60-day data retention
  • Not included:Priority support

AI assistants:

  • 60 days of history for your AI assistant
  • Not included:Merchant identification
  • Not included:Transaction categorization

Pro

Depth for your AI assistants and budgeting tools: enrichment, up to two years of history & fast sync.

connections

4.33/month

51.99 billed yearly

Start a free trial

14 days free, cancel anytime.

Includes:

  • Unlimited accounts
  • Unlimited destinations
  • Unlimited rules
  • Bank sync every 2 hours
  • 730-day data retention
  • Priority support

AI assistants:

  • Up to 2 years of history for your AI assistant
  • Merchant identification
  • Transaction categorization

Business

Unlimited pay-as-you-go plan tailored to developers and businesses.

100+

connections

Custom

Usage-based pricing

Contact us

Bespoke agreement.

Includes:

  • Unlimited accounts
  • Unlimited destinations
  • Unlimited rules
  • Bank sync every 2 hours
  • 730-day data retention
  • Priority support

AI assistants:

  • Up to 2 years of history for your AI assistant
  • Merchant identification
  • Transaction categorization

FAQ

Common questions

Connect your bank to Synci and pick the accounts to share. Then go to grok.com/connectors, click New Connector, choose Custom, and enter https://api.synci.io/mcp. Sign in, and Grok can read those accounts.

On a personal account, no. On Grok Business and Enterprise, a team admin provisions the connector in the cloud console first.

No. Synci's server exposes no write operations, so there is nothing for Grok to call even if you asked. It can list accounts and read balances, transactions and holdings. That is the whole surface.

Any account you did not share, your bank login, and sensitive identifiers: IBAN, BBAN, card numbers, phone numbers and owner names are all omitted.

60 days on Basic, and up to 2 years on Pro where your bank provides it. Many PSD2 banks return roughly 90 days, others up to 24 months.

It reads your latest synced data when you ask. Synci polls your bank every hour to every 6 hours, depending on your plan and your bank's own limits. Balances can be older than transactions, so ask for the as-of time.

Every institution Synci supports across Europe and New Zealand, plus supported brokers and exchanges. Search above to check yours.

Other assistants

Not using Grok?

The same connection works in every MCP-compatible assistant. Only the setup differs.

All AI assistants

We are not affiliated with, associated with, or endorsed by xAI. Grok, and related names and marks, are trademarks of xAI. The official Grok website can be found at https://grok.com.